All About Buying a House in Laurel, MS

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Exploring Laurel, MS From North to South

Ready to lay down some roots and buy a house in Laurel? Awesome! You selected a lively city with a dynamic selection of businesses, schools, restaurants and parks, and we're here to help the home purchase process go a little smoother. We serve 3.8 million customers across the country and have the inside scoop on Laurel's housing scene.

Given all of Mississippi's growth, Laurel homes aren't always easy to find at a comfortable price. Ongoing economic growth and cultural expansion have helped to entice retirees, new businesses, and young families to the Laurel area, but so much change also means a strain on housing options, school capacities, and city roads. Even so, Laurel and its nearby areas still offer an array of home styles and prices. You can find single-family homes, condos, townhomes, and (hopefully) your perfect home! When looking to buy a house in Laurel, double check that you're factoring in the home's distance from your daily activities. If you can, test drive your route to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Discovering different parts of Laurel will help you see how the northern part differs from the southern part, what the neighborhoods are like, and where to find Laurel's hottest attractions.

Are you financially prepared to buy a house in Laurel? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe everyone can find their dream home and work to make every stage of the journey more enjoyable and less worrisome. You could choose to buy a home in Mississippi or elsewhere. We serve first-time homeowners and experienced homeowners alike. Walk through the following steps to help you determine if you're financially ready to buy a home in Laurel.

First, calculate how much house you can afford. This will help you narrow your search when house hunting in Laurel. Next, map out your potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). No need to have an exact amount. Searching the web for Laurel averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Next, consider how much you can contribute to a down payment. A down payment of at least 20% can help improve your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). That said, the minimum down payment requirements depend on the type of loan. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, check your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and more options are always good!

It's Go Time! Buy a House in Laurel, MS

Moving remains one of the biggest stressors, despite being a practically universal experience. But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Laurel. Contact Mr. Cooper as you get ready to buy a house in Laurel. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

Laurel, MS Mr. Cooper Customer Reviews

Take it from these Mr. Cooper home buyers and sellers in Laurel, MS: We love helping homeowners. Call now to see how we can serve you.

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