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Contact Mr. Cooper in St. James, MN

When you're buying a home in St. James, contact Mr. Cooper in St. James for help along the way. Mr. Cooper is your home loan and loan service ally.

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Meet Mr. Cooper in St. James, MN

St. James, MN Mr. Cooper is the kind of Minnesota home loan company that prioritizes people, not stacks of paperwork. As our business has evolved over the years, our company name has, too. We adopted the name "Mr. Cooper" in August 2017. Before that, you may have known us as Nationstar Mortgage in Minnesota. The switch signified more than a company name change. We adjusted our business for the better. First, we got rid of all online transaction fees. We also enhanced the customer journey and added special services to help you out whether you're looking to buy, shop, or simply enjoy your current home. Then and now, we're here to serve you.

Why Choose Mr. Cooper Mortgages in St. James, MN?

Ready to make your home ownership dreams come true? Let's do it. As one of the nation's largest home loan servicers, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in St. James can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in St. James — including learn more about mortgage rates, credit scores, and budgeting.

We know getting a mortgage can feel overwhelming, especially if you're a first-time home buyer in St. James, MN.  Call a Mr. Cooper mortgage professional for one-on-one guidance. We'll even help you get connected with a real estate agent you trust through Mr. Cooper® Agent Assurance. Here's what you need to know in the meantime.

Conventional loans are a popular mortgage option for St. James home buyers. These are loans that are not insured by the federal government. A couple of key benefits of a conventional loan could include numerous term lengths and agreeable interest rates.

As a St. James home buyer, you might be eligible for FHA financing, another type of home loan. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Reach out to Mr. Cooper today to learn about FHA loan requirements in St. James.

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a house in St. James and you're an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in St. James. Get Started

Refinance Your Home Loan in St. James with Mr. Cooper

Mr. Cooper offers mortgage refinancing in St. James in addition to new home loans. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan may have a shorter loan term, a better interest rate, or both. Most of the time, the goal of refinancing is to obtain a lower interest rate and reduce your monthly payment (so you can spend more money on making memories and building a life in your St. James home!).

Like new home loans, there are a couple of different ways to refinance. One option is to refinance to get a better interest or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home remodeling or higher education. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ Mr. Cooper in St. James can help you learn more about refinancing and choose the right refinance option for your situation.

Buying a House in St. James with Mr. Cooper

Getting ready to buy a home in St. James, MN? Then you'll probably want to get preapproved for a home loan — along with some professional guidance for how to buy a house in St. James. Minnesota's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First off, we can help you calculate how much house you can buy. Next, we can help you get pre-approved for a mortgage in St. James. We can also help you get connected with a real estate agent through the Mr. Cooper® Agent Assurance program. Lastly, Mr. Cooper can help you get a home loan that satisfies your financial needs and furthers your journey toward home ownership. Consider Mr. Cooper your ally, from open house to closing day.     ​​[content-title-10] Turn to Mr. Cooper Customer Service in St. James, MN

Contact Mr. Cooper Customer Service for Help in St. James, MN

We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, or message us through a social media channel like Facebook. You can even send us a letter. Contacting Mr. Cooper is a breeze, whether you need to complete a transfer of ownership, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question.

RightMove Resources for Mr. Cooper Clients

You've found your all-in-one-toolkit for the home buying journey in St. James with Mr. Cooper. Our Agent Assurance program pairs you with a local St. James agent you feel good about. StreetSmarts makes sure you know about the latest listings, so you don’t have to worry about missing out on your perfect match. And if you don't close on that dream home on time, our Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* Use Mr. Cooper for your next home loan and we’ll even pay for a local move of up to 50 miles.**

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We're changing the face of home loans.

Get the facts about refinancing, buying a home, consolidating debt, and more. Mr. Cooper is here for you.