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Contact Mr. Cooper in Fergus Falls, MN

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Meet Mr. Cooper in Fergus Falls, MN

Mr. Cooper is the kind of Minnesota home loan company that prioritizes people, not stacks of paperwork. As our company has changed and advanced over the years, so has our name. We officially became "Mr. Cooper" in late 2017. Before that, we went by the name Nationstar Mortgage in Minnesota. The change was more than a simple name change. We overhauled our business to serve you better. How? First off, we moved all customer service operations back to the U.S. and eliminated all online transaction fees for on-time payments. We also reinvigorated the customer experience and added special services to help you out whether you're buying, selling, or just living in your home. Then and now, we're here to serve you.

Mr. Cooper Mortgages in Fergus Falls, MN

Ready to make your home ownership dreams come true? Let's do it. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. Mr. Cooper in Fergus Falls can help you do so much — even learn more about your credit score and finances in general.

We understand that getting a mortgage can seem puzzling, especially if you're a first-time home buyer in Fergus Falls, MN. Give us a call to see how it applies to you. In the meantime, here’s what you need to know.

Conventional loans are a popular choice for Fergus Falls home buyers and are actually one of the most common mortgage options. These are loans that are not insured by the federal government. Instead, conventional loans are backed by private lenders like Mr. Cooper. Some advantages of a conventional loan may include various term lengths and favorable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Fergus Falls home buyers. It's called FHA. FHA loans, or Federal Housing Administration loans, are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Reach out to Mr. Cooper today to learn about FHA loan requirements in Fergus Falls. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Fergus Falls. Get Started

VA home loans are only available to service members, veterans, and their spouses. If you're getting ready to buy a home in Fergus Falls and are a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Fergus Falls.

Mr. Cooper Mortgage Refinancing in Fergus Falls

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Fergus Falls. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan may have a shorter loan term, a better interest rate, or both. Most of the time, the objective of refinancing is to secure a lower interest rate and cut down your monthly payment (so you can spend more time and money making your Fergus Falls home just the way you want it!).

Like new home loans, there are a couple of different ways to refinance. There's refinancing to get a more favorable interest rate or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home improvements or college tuition.† Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down medical bills, car loans, or credit card debt.^ Whatever your situation, Mr. Cooper in Fergus Falls can help you learn more about refinancing and choose the right refinance option.

Selling or Buying a House in Fergus Falls with Mr. Cooper

Buying a house in Fergus Falls, MN? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Fergus Falls. The real estate market in Minnesota is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First, we can help you estimate how much house you can afford. Next, we can help you prequalify for a mortgage in Fergus Falls and introduce you to our affiliate to find a dependable real estate agent.* Finally, Mr. Cooper can help you secure a home loan that aligns with your financial situation and furthers your journey toward home ownership. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Selling a house in Fergus Falls, MN? Mr. Cooper has your back there, too. We know the challenges that come with selling a home in Fergus Falls, especially when you're trying to do it for the first time. As a seller, you'll receive extensive sales and marketing service at a great value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about the Mr. Cooper Real Estate Rewards program in Fergus Falls to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Call today for more information about home loans, refinancing, and buying or selling a home in Fergus Falls. We’ve got your back.

Need Help? Contact Mr. Cooper Customer Service in Fergus Falls, MN

We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Sign in to our secure online message portal, email, call, or message us through a social media channel like Facebook. You can even send us a letter. Connecting with Mr. Cooper is simple, whether you need to notify us that you've been awarded property through a divorce, make a payment, learn about refinancing, or ask a quick question. We have a 100% U.S.-based customer support team ready to help keep your dream of homeownership alive and well.

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We're here to support you on the path to home ownership.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.