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Find a Home Loan in Eden Prairie, MN

Ready to move? Let's do it. Compare home loans in Eden Prairie, MN with Mr. Cooper. We'll help you every step of the way.

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Get Started on Your Eden Prairie Home Loan Journey

Homes aren't one size fits all structures. The same can be said for home loans in Minnesota. Securing the correct fit for your needs takes some shopping around! Mr. Cooper can help! Our aim is to keep the dream of homeownership alive beginning with the mortgage loan process. We hope you'll keep reading for routine details about picking your Eden Prairie home loan, but also contact a Mr. Cooper mortgage expert with questions about your situation.

As you begin searching for home loans, double check your credit and try your best to get it in tip-top shape. A poor credit rating might mean you end up with a higher interest rate on your home loan. On the other hand, a higher credit rating can help you advocate for your best rate with a lender. Your credit strength, financial state, and the timing in which you'd like to make your move can all be a factor in the type of home loan that fits your needs. So, what options are out there for you?

What Types of Loans Are There in Eden Prairie, MN?

There are several different types of home loans available to Eden Prairie home buyers: conventional loans, FHA loans, FHA streamline loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), and high balance conforming loans. A conventional loans might be a good choice for you if you're ready to make a down payment of at least 3% (depending on your situation), your credit is healthy, and your income and employment history are stable.

FHA loans and VA loans are both classified as government loans. Income and credit requirements are often different than conventional loans. Also, active-duty service members, veterans and surviving spouses may be eligible to apply for VA new home loans. Which one of these home loans is a good fit for you? A loan officer can help you compare loans and plan your next steps, depending on your position in the process.

Get a Preapproval Letter Before You Shop in Eden Prairie, MN

Secure a Verified Approval Letter from the lender before you start shopping for homes in Eden Prairie to show that you've done your due diligence. A Verified Approval Letter is proof that your finances have been reviewed by the lender, and you have an estimate of how much you can buy. It can also show seller’s you’re serious about the home they’re selling. Call the mortgage team at Mr. Cooper now to talk about all things loan-related! We'll walk through everything from your potential loan options, credit score, and your Verified Approval letter. Now is a great time for buying a home in Eden Prairie. What are you waiting for? Get started with the help you need!

Mr. Cooper Reviews from Real Customers in Eden Prairie, MN

Take it from these happy Mr. Cooper mortgage customers in Eden Prairie, MN: We love helping homeowners. Call now to see how we can serve you.

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