Contact Mr. Cooper in Minnesota

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Prequalify for a Mortgage in Minnesota with Mr. Cooper

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Minnesota can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Minnesota can help you do so much — even learn more about your credit score and finances in general.

We know that getting a mortgage can be complicated, and even more so when you're a first-time home buyer in Minnesota. Call a Mr. Cooper mortgage professional for one-on-one guidance. In the meantime, here’s what you need to know.

Conventional loans are a popular choice for Minnesota home buyers and are actually one of the most common mortgage options. These loans are not federally insured. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some advantages of a conventional loan may include favorable interest terms and various term lengths.

As a Minnesota home buyer, you might be eligible for FHA financing, another type of home loan. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Ask Mr. Cooper about FHA loan requirements in Minnesota today.

VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a house in Minnesota and you're an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Minnesota. Get Started

Mr. Cooper Refinancing in Minnesota

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Minnesota. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. Most of the time, the objective of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can spend more time and money making your Minnesota home just the way you want it!).

Like new home loans, there are a couple of different ways to refinance. One option is to refinance to get a better interest or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home improvements or college tuition.† Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down credit card debt, medical bills, or auto loans.^ The right refinance option is a phone call away. Contact Mr. Cooper in Minnesota to learn more about refinancing today.

Selling or Buying a House in Minnesota with Mr. Cooper

Buying a house in Minnesota? Then you may want to start by seeking professional guidance for how to buy a house in Minnesota and get prequalified for a mortgage in Minnesota. Despite Minnesota's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we can help you estimate how much house you can afford. Then, we can help you get prequalified to buy a home in Minnesota and connect you with our affiliate to help find a reliable real estate agent.** Finally, Mr. Cooper can help you secure a home loan that meets your financial needs and advances your dream of being a homeowner. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Preparing to sell a home in Minnesota? Mr. Cooper has your back there, too. We know the difficulties that come with selling a home in Minnesota, whether you're trying to sell a home for the first or fifteenth time. Mr. Cooper can connect you to expert team members and resources through our affiliate that can offer quality benefits and guidance related to commissions and closing costs. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.* Ask about the Mr. Cooper Real Estate Rewards program in Minnesota to learn how you could save as either a home seller or buyer in Minnesota!

Mr. Cooper is here to help you on your journey to home ownership. Give us a call for more information about applying for a home loan, refinancing an existing loan, or buying or selling a home in Minnesota. We’ve got your back.

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