Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Find the Norton Shores, MI Home Loan That's Best for You

For all your Norton Shores home loan needs, call Mr. Cooper. We're your purchase and refinance partner in Michigan.

Busy? Have us call you back. Call Me Back

More Information

On Your Way Toward a New Home Loan in Norton Shores, MI

Houses aren't one size fits all. Norton Shores home loans aren’t either. Getting the best fit for you may require some comparison shopping! That's where Mr. Cooper comes in. Our mission is to transform the homeownership journey into an enjoyable one, starting with the mortgage loan process. We encourage you to read on for introductory information about finding a home loan, but also reach out to Mr. Cooper mortgage professional for any questions you may have.

As you start looking for loans, check your credit and try your best to get it in tip-top shape. A not-so-great credit score might mean you end up with a higher interest rate on your home loan. On the flip side, a higher credit rating can help you advocate for your best rate with a lender. Your credit strength, financial situation, and the timeline you'd like to make your move can all be a factor in the type of home loan that fits your needs. So, what loans can you pick from?

What Home Loan Options Do I Have in Norton Shores, MI?

You may have options when it comes to Norton Shores home loans: conventional loans, FHA streamline loans, FHA loans, high balance conforming loans, VA loans, and VA Interest Rate Reduction Loans (VA IRRRL). A conventional loan could be a great route for you if your income and employment history are stable, your credit is healthy, and you're going to make a down payment of at least 3% depending on your situation.

FHA and VA loans are both types of government loans. Credit and salary/wage requirements are usually a little more laid-back than conventional loans. Also, veterans, surviving spouses and active-duty service members may be eligible to apply for VA new home loans. Which one of these home loans is a good fit for you? A loan officer can help you compare loans and plan your next steps, depending on your stage in the journey.

Get a Preapproval Letter Before You Shop in Norton Shores, MI

Secure a Verified Approval Letter from the lender before you start shopping for homes in Norton Shores to indicate that you're serious about buying a home. A Verified Approval Letter is proof that your finances have been reviewed by the lender, and you have an estimate of how much you can buy. It can also speed up seller’s you’re serious about the home they’re selling. Call the mortgage team at Mr. Cooper today to discuss everything from your Verified Approval letter to your credit and loan options. Now is a great time for buying a home in Norton Shores. What are you waiting for? Get started with the help you need!

Mr. Cooper Reviews from Real Customers in Norton Shores, MI

Take it from these happy Mr. Cooper mortgage customers in Norton Shores, MI: We love helping homeowners. Call now to see how we can serve you.

We're changing the face of home loans.

Work with Mr. Cooper to get pre-qualified and get into the home of your dreams.