What to Know Before Buying a Home in Taunton, MA

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Get Familiar with the Lay of the Land in Taunton, MA

Strongly considering a home purchase in Taunton? Congratulations! You picked an energetic city with a dynamic selection of businesses, schools, restaurants and parks, and we're here to help make your home purchase and move a little easier. We serve 3.8 million customers across the country and know the Taunton housing market well.

Taunton's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Continued cultural expansion and economic growth have helped to entice young families, new businesses, and retirees to the Taunton area, but so much change also means a strain on housing options, school capacities, and city roads. Even so, Taunton and its neighboring areas still offer a variety of home styles and prices. You can find duplexes, single-family homes, townhomes, condos, and (ideally) your dream home! When buying a home in Taunton, consider how near or far away the home is from the places you visit most. If you can, test drive your trip from the house to work, school, and the grocery store. Your home's location will influence almost every aspect of your life. Exploring Taunton will also help you get a feel for how homes in east Taunton differ from west Taunton, where to find Taunton's most popular attractions, and what the neighborhoods are like.

Are your finances in the right place to buy a home in Taunton? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe in keeping the dream of homeownership alive and work to make every stage of the journey more enjoyable and less worrisome. You don't even have to stick with your decision to buy a house in Taunton. We support new and experienced homeowners alike. Read through the following steps to help you figure out if your finances are in the right place to buy a house in Taunton.

First, estimate how much house you can afford. This will help you set a price range while house shopping in Taunton. Then, jot down your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). No need to have an exact amount. Everyone's situation will differ, but a quick online search for average expenses in Taunton will usually point you in the right direction. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Next, look at how much money you can put toward a down payment. Placing a minimum of 20% down can improve your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). Even so, the required down payment will depend on the type of loan you get. At this stage, getting prequalified for a loan can be extremely helpful. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, take a good look at your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and who doesn't want more choices in life?

It's Go Time! Buy a House in Taunton, MA

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But when you get to live in a stellar city like Taunton, moving doesn't seem so challenging. Contact Mr. Cooper as you look to buy a home in Taunton. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Mr. Cooper Customer Reviews for Taunton, MA

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