Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Find the Amherst, MA Home Loan That's Best for You

Ready to move? Let's do it. Compare home loans in Amherst, MA with Mr. Cooper. We'll help you every step of the way.

Busy? Have us call you back. Call Me Back

More Information

On Your Way Toward a New Home Loan in Amherst, MA

Houses aren't one size fits all. The same can be said for home loans in Massachusetts. Finding the right fit for you may require some comparison shopping! Mr. Cooper can help! Our aim is to turn the homeownership journey into something that's less difficult and more enjoyable, starting with the mortgage loan process. We hope you'll keep reading for introductory information about selecting a mortgage loan, but also call a Mr. Cooper mortgage professional for any questions you may have.

As you begin searching for home loans, double check your credit and try your best to get it in tip-top shape. A low credit score could mean you'll have a higher interest rate on your mortgage loan. On the other hand, a higher credit rating can help you advocate for your best rate with a lender. Your credit score, financial situation, and the timing in which you're looking to move can all be a factor in the type of loan that matches your needs. So, what loans can you pick from?

What Home Loan Options Do I Have in Amherst, MA?

There are several different types of home loans available to Amherst home buyers: conventional loans, FHA loans, FHA streamline loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), and high balance conforming loans. A conventional loans might be a good choice for you if you're ready to make a down payment of at least 3% (depending on your situation), your credit is healthy, and your income and employment history are stable.

FHA loans and VA loans are both types of government loans. Income and credit requirements are often different than conventional loans. And if you're a veteran, active-duty service member or surviving spouse, you may be eligible to apply for a VA new home loan. Which home loan is right for you? A trained loan officer can help you compare loans and plan your next steps, depending on your position in the process.

Begin in Amherst, MA with a Preapproval Letter

Secure a Verified Approval Letter from the lender before you start shopping for homes in Amherst to show that you've done your due diligence. A Verified Approval Letter is proof that your finances have been reviewed by the lender, and you have an estimate of how much you can buy. The letter can also carry more weight seller’s you’re serious about the home they’re selling. Call the mortgage team at Mr. Cooper today to chat about everything from your Verified Approval letter to your credit and loan options. Now is a great time for buying a home in Amherst. What are you waiting for? Call now to get the super-smart help you want!

Mr. Cooper Reviews from Real Customers in Amherst, MA

Read reviews from actual Mr. Cooper home mortgage customers in Amherst, MA.

We're changing the face of home loans.

With Mr. Cooper, you can get pre-approved for a mortgage and get into a new home sooner.