Have You Met Mr. Cooper in South Berwick, ME?
We're a Maine home loan company that puts people first, not piles of paperwork. But you might not have always known us by the name, "Mr. Cooper." We officially became "Mr. Cooper" in late 2017. Before that, we went by the name Nationstar Mortgage in Maine. The switch signified more than a company name change. We adjusted our business for the better. How? First off, we eliminated all online transaction fees. We also reinvigorated the customer experience and increased our services so you get quality support whether you are looking to buy, shop, or simply enjoy your current home. Then and now, we're here to serve you.
Get Pre-Approved for a Mortgage in South Berwick, ME with Mr. Cooper
Looking to become a homeowner? It's the perfect time to do so. As one of the nation's largest home loan servicers, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in South Berwick can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in South Berwick — including learning more about finances in general and learning about your credit score.
We understand that getting a mortgage can seem puzzling, particularly when you're a first-time home buyer in South Berwick, ME. Mr. Cooper can explain how everything applies to your situation. Just give us a call and through our Mr. Cooper® Agent Assurance program, we'll get you hooked up with a real estate agent you click with. Here's what you need to know in the meantime.
Conventional loans are one of the most common and popular mortgage options for home buyers in South Berwick. These are loans that are not insured by the federal government. Some advantages of a conventional loan may include favorable interest terms and various term lengths.
As a South Berwick home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans, or Federal Housing Administration loans, are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Learn more about FHA loan requirements in South Berwick with Mr. Cooper.
Only service members, veterans, and their spouses can receive a VA home loan. If you're getting ready to buy a home in South Berwick and are a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in South Berwick. Get Started
Mr. Cooper Mortgage Refinancing in South Berwick, ME
In addition to new home loans, Mr. Cooper also offers mortgage refinancing in South Berwick. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Generally speaking, the objective of refinancing is to obtain a lower interest rate and cut down your monthly payment (so you can spend more money on making memories and building a life in your South Berwick home!).
Like new home loans, there are a couple of different ways to refinance. There's refinancing to get a more favorable interest rate or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like college tuition or home improvements. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down car loans, credit card debt, or medical bills.^ The right refinance option is a phone call away. Contact Mr. Cooper in South Berwick to learn more about refinancing today.
Buy a House in South Berwick with Mr. Cooper's Help
Are you ready to buy a house in South Berwick, ME? Then you'll probably want to look into getting preapproved for a mortgage in South Berwick and seek professional assistance for how to buy a home in South Berwick. Despite Maine's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we can help you estimate how much house you can buy. Then, we can help you get pre-approved to buy a home in South Berwick. We can also help you get connected with a real estate agent through the Mr. Cooper® Agent Assurance program. Lastly, Mr. Cooper can help you secure a home loan that meets your financial needs and furthers your journey toward home ownership. Consider Mr. Cooper your ally, from open house to closing day. [content-title-10] Turn to Mr. Cooper Customer Service in South Berwick, ME
Need Help? Contact Mr. Cooper Customer Service in South Berwick, ME
We remain dedicated to serving you as your partner in the homeownership journey. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Send an email, call, sign in to our secure online messaging service, drop a note in one of our social media channels, or put a letter in the mail. Contacting Mr. Cooper is a breeze, whether you need to let us know you've received property through a divorce, make a payment, learn about refinancing, or ask a quick question.
RightMove Resources for Mr. Cooper Clients
You've found your all-in-one-toolkit for the home buying journey in South Berwick with Mr. Cooper. Our Agent Assurance program makes sure you connect with a local agent you trust. StreetSmarts makes sure you know about the latest listings, so you don’t have to worry about missing out on your perfect match. We turn little hiccups into wins, too. If you don’t close on time, our Close On Time Guarantee means we’ll pay your first month's mortgage payment (principal and interest).* Make a local move of up to 50 miles and Mr. Cooper will even pay for your move.** That’s what we like to call friends helping friends.
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.