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Why Choose Mr. Cooper in Lincoln, ME?

Mr. Cooper is changing the face of home loans in Lincoln, one customer at a time. Contact Mr. Cooper in Lincoln for support throughout your journey to home ownership.

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Who Is Mr. Cooper in Lincoln, ME?

Lincoln, ME We're a Maine home loan company that puts people first, not piles of paperwork. As our business has evolved over the years, our company name has, too. In August 2017, we re-branded as Mr. Cooper. Before that, you may have known us as Nationstar Mortgage in Maine. The switch signified more than a company name change. We changed the way we did business for the better. First, we got rid of all online transaction fees. We also enhanced the customer journey and added more services so you get great support whether you're shopping, buying, or just enjoying the home you have. Then and now, you are our top priority.

Mr. Cooper Mortgages in Lincoln, ME

Ready to make your home ownership dreams come true? Let's do it. As one of the nation's largest home loan servicers, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Lincoln can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Lincoln can help you do so much — even learn more about your credit score and finances in general.

We understand that getting a mortgage can seem puzzling, particularly when you're a first-time home buyer in Lincoln, ME.  Call a Mr. Cooper mortgage professional for one-on-one guidance. We'll even help you get connected with a real estate agent you trust through Mr. Cooper® Agent Assurance. In the meantime, here’s what you need to know.

Conventional loans are one of the most common and popular mortgage options for home buyers in Lincoln. These are loans that are not insured by the federal government. A couple of key benefits of a conventional loan could include numerous term lengths and agreeable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Lincoln home buyers. It's called FHA. FHA loans, or Federal Housing Administration loans, are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Reach out to Mr. Cooper today to learn about FHA loan requirements in Lincoln.

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a home in Lincoln as an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Lincoln. Get Started

Mr. Cooper Refinancing in Lincoln, ME

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Lincoln. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. Generally speaking, the goal of refinancing is to obtain a lower interest rate and reduce your monthly payment (so you can spend more money on making memories and building a life in your Lincoln home!).

There are a few different ways you can refinance your home loan. There's refinancing to get a more favorable interest rate or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for college tuition or home improvements. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down car loans, credit card debt, or medical bills.^ The right refinance option is a phone call away. Contact Mr. Cooper in Lincoln to learn more about refinancing today.

Buying a House in Lincoln with Mr. Cooper

Are you ready to buy a house in Lincoln, ME? Then you'll probably want to get preapproved for a home loan — along with some professional guidance for how to buy a house in Lincoln. Despite Maine's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we can help you estimate how much house you can buy. Next, we can help you get pre-approved for a mortgage in Lincoln. We can also help you get connected with a real estate agent through the Mr. Cooper® Agent Assurance program. Lastly, Mr. Cooper can help you secure a home loan that meets your financial needs and advances your dream of being a homeowner. From open house to closing day, Mr. Cooper is your ally.

Need Help? Contact Mr. Cooper Customer Service in Lincoln, ME

As your partner in the homeownership journey, we remain committed to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Sign in to our secure online message portal, email, call, message us on our social media channels, or send us a letter in the mail. Contacting Mr. Cooper is a breeze, whether you need to complete a transfer of ownership, check out refinancing options, ask a question, or become a successor in interest for a Mr. Cooper loan.

RightMove Resources for Mr. Cooper Clients

Mr. Cooper really is your one-stop shop for the Lincoln home buying journey. Our Agent Assurance program pairs you with a local Lincoln agent you feel good about. StreetSmarts keeps you in-the-know on the latest listings, so you don’t have to stress over missing your shot at your dream home. And on the off chance you don’t close on time, the Mr. Cooper Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* Use Mr. Cooper for your next home loan and we’ll even pay for a local move of up to 50 miles.**

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We're changing the face of home loans.

Get the facts about refinancing, buying a home, consolidating debt, and more. Mr. Cooper is here for you.