How Can Mr. Cooper Help You Buy a House in St. Matthews, KY?
Buying a home can be one of the most rewarding yet stressful things you ever do — particularly when you're new to the process and are a first-time home buyer in St. Matthews, KY. Mr. Cooper is here to help you learn everything you need to know. We'll work to empower you with information, so you feel confident about prequalification, financing, and finding the right home. Pulling from their years of experience and training in the home buying industry, our mortgage professionals will give you the right information, at the right time. You'll learn what questions to ask and when, such as, "how long has this house been for sale?" and, "how many offers has the seller received so far?" Call Mr. Cooper to start your home buying journey.
We'll prepare you for becoming a homeowner by helping you calculate how much house you can comfortably afford in St. Matthews. We'll then walk you through getting prequalified, which could help you get ahead of the game. Getting prequalified for a mortgage is incredibly important when you're trying to buy a house in St. Matthews. It shows sellers that you're serious and that a mortgage lender believes you're a reliable candidate for a home loan. It will also provide you with a quality estimate of how much you can afford to spend on a new home. Last but not least, we'll help you pick and apply for the right home loan, secure your loan, and support you through the process. Buying a home in St. Matthews could be even easier when you have Mr. Cooper in your corner.
What If You Are in Escrow with Mr. Cooper?
Escrow period is a phrase you'll hear used throughout the homeownership journey, whether you're a home buyer or a seller. During an escrow period, a third party holds money (or something else of value) in an account until an exchange between a seller and buyer is complete. Escrow accounts are used for many types of business dealings, but we focus on how it applies to the world of real estate. As a home buyer, you generally place a percentage of the property price in escrow. As a home seller, you agree to remove the home from the market during the escrow period so it can be inspected.
Escrow carries a different meaning once you're in your home and enjoying it day in and day out. Your escrow account holds money that your mortgage servicer sets aside to pay your insurance premiums and property taxes. The account helps alleviate the stress of having to save for and keep track of those expenses. Contact a customer service agent today to chat about your former Nationstar escrow account or current Mr. Cooper escrow account. We're here to support you, whether you're buying or settling in. Let's get you home.
Mr. Cooper is More Than a Home Lender in St. Matthews
In St. Matthews, Mr. Cooper is the ally you want to help you along the way when buying a home. We'll give you the service, information, and guidance you want to make confident moves toward your best financial future. We can even educate you on credit scores and reports and show you how to build up your score to improve your financing options. Boosting credit can be as straightforward as paying bills before they're due, monitoring and resolving credit errors, and reducing your overall debt. Credit mistakes often happen when people don't take action or aren't paying attention. You can be different. All it takes is a little knowledge. Act today! Check your credit, take steps to make it better, and get prequalified for a mortgage. With Mr. Cooper as your trusted resource, you can be ready to buy your home even sooner.