Contact Mr. Cooper in West Des Moines, IA

Busy? Have us call you back. Call Me Back

More Information

Mr. Cooper Mortgages in West Des Moines, IA

Looking to become a homeowner? It's the perfect time to do so. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. You can do so much with Mr. Cooper in West Des Moines — including learn more about mortgage rates, credit scores, and budgeting.

We understand that getting a mortgage can seem puzzling, and even more so when you're a first-time home buyer in West Des Moines, IA. Give us a call to see how it applies to you. Until then, here's what you need to know to get started.

Conventional loans are one of the most common and popular mortgage options for home buyers in West Des Moines. These loans are not federally insured. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. Some benefits of a conventional loan might include numerous term lengths and agreeable interest rates.

FHA is another home loan type that may be available to you as a West Des Moines home buyer. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Ask Mr. Cooper about FHA loan requirements in West Des Moines today.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a house in West Des Moines and you're an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in West Des Moines. Get Started

Refinance Your Home Loan in West Des Moines with Mr. Cooper

Mr. Cooper offers mortgage refinancing in West Des Moines in addition to new home loans. Refinancing a home loan is simple. It means you pay off your existing home loan and replace it with a new one that's a better fit for your financial situation. The new loan might come with a more favorable interest rate, a shorter loan term, or both. Generally speaking, the objective of refinancing is to get a lower interest rate and cut down your monthly payment (so you can invest more money in making memories in your West Des Moines house!).

Similar to how there are different options for new home loans, there are also different options for refinancing. One option is to refinance to get a better interest or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home remodeling or higher education. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ Whatever your situation, Mr. Cooper in West Des Moines can help you learn more about refinancing and choose the right refinance option.

Buying or Selling a Home in West Des Moines with Mr. Cooper

Getting ready to buy a home in West Des Moines, IA? Then you'll probably want to look into getting prequalified for a mortgage in West Des Moines and seek professional assistance for how to buy a home in West Des Moines. Despite Iowa's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First, we can help you estimate how much house you can afford. Then, we can walk you through getting prequalified to buy a home in West Des Moines and connect you with our affiliate to find a reliable real estate agent.* Finally, Mr. Cooper can help you secure a home loan that meets your financial needs and advances your dream of being a homeowner. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Preparing to sell a home in West Des Moines, IA? Turn to Mr. Cooper for help. We know the challenges that come with selling a home in West Des Moines, especially when you're trying to do it for the first time. As a seller, you'll get in-depth marketing and sales insight at a good value. And as a buyer, you'll have access to thousands of home listings and might qualify for a Buyer's Bonus Credit at closing.** Ask about our West Des Moines Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Contact us to learn more about home loans, refinancing, and buying or selling a home in West Des Moines. We are here for you.

What’s Your Goal?

We're here to support you on the path to home ownership.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.