What to Know When Buying a House in La Porte, IN
Buying a home can be one of the most rewarding yet stressful things you ever do —
especially when you're a first-time home buyer in La Porte, IN.
There is so much to learn, and Mr. Cooper is here to explain it all in simple terms.
We'll make sure you're equipped with confidence and empowered with information about prequalification, financing options, and your home search.
Pulling from their years of experience and training in the home buying industry, our mortgage professionals will give you the right information, at the right time.
You'll learn what to ask and when, such as,
"how long has this house been on the market?" and, "how many offers has the seller received so far?"
Contact Mr. Cooper today to learn more.
Our Agent Assurance program makes sure you're partnered up with an agent you feel confident in, and who will walk you through the process from start to finish.
We'll help you prepare and plan for home ownership by helping you estimate how much house you can afford in La Porte. Next, we'll take you through the process of prequalifying for a mortgage, which can help you look more attractive to a potential seller. Getting prequalified for a mortgage is incredibly important when you're trying to buy a house in La Porte. It shows sellers that you're serious and that a mortgage lender believes you're a reliable candidate for a home loan. It will also provide you with a quality estimate of how much you can afford to spend on a new home. Finally, we'll help you pick and apply for the right home loan, secure your loan, and support you through the process. Then on closing day, you could get $300-$8,000 in cashback** when you work with a Mr. Cooper Agent Assurance real estate agent! With Mr. Cooper in your corner, you can make buying a home in La Porte easier.
What to Know When Selling a House in La Porte, IN
Similar to buying a house, selling a house in La Porte, IN can feel both rewarding and stressful — but for different reasons. Sellers have to overcome unique obstacles. Mr. Cooper has firsthand experience overcoming those obstacles and can help you enjoy a better home selling experience.
Finding a new home while trying to sell your old one is just one example. The home inventory in La Porte can be limited, with changes in property happening by the day. It might feel like you can't afford to wait for the right house to pop up. Mr. Cooper knows this obstacle and can present some options to take some of the stress out of selling your home. Other hurdles are less tangible, like the emotional connection you might have with your home or any unrealized expectations you have around your home's final sale price. Don't forget — you still have to pack for your move!
At Mr. Cooper, you'll find the expert resources and team members you need to defeat difficulties AND lower the amount of money you spend on closing costs and real estate commissions. As a valued home seller, you get all-encompassing marketing and sales service at an unexpected value. Ask about our Agent Assurance program in La Porte to learn how our money-maximizing real estate program could support you as both a home buyer and seller in La Porte!
What to Know If You’re in Escrow with Mr. Cooper
No matter whether you're a home seller or buyer, you'll hear the phrase escrow period quite a bit throughout your homeownership journey. During an escrow period, a third party holds money (or something else of value) in an account until a transaction between a seller and buyer is finalized. The escrow process can be used for all kinds of transactions, but we shine the spotlight on how it is used in real estate. If you're the home buyer, you typically put a percentage of the property price in the escrow account. If you're the one selling, you agree to take the home off the market while it's "in escrow" so it can be inspected.
Escrow carries a different meaning once you're in your home and enjoying it day in and day out. Your mortgage servicer pulls money from your escrow account to pay your property taxes and insurance premiums. The account helps take away the anxiety of saving for and keeping up with those expenses. Reach out to a customer service agent today to chat about your Mr. Cooper escrow account or former Nationstar escrow account. We're your partner in the homeownership journey, whether you're buying or just settling in. We can show you a better way.
Mr. Cooper is More Than a Home Lender in La Porte
Around La Porte, Mr. Cooper is the ally you want to help you along the way when buying or selling a home. We'll give you the service, information, and guidance you want to make confident moves toward your best financial future. We can even provide education around credit scores and walk you through the process of boosting your credit to expand financing options that might be available to you. Boosting credit can be as straightforward as reducing your total debt, monitoring and resolving credit errors, and paying bills before they're due. Many credit mistakes occur when people aren’t paying attention or taking action. You can be different. All it takes is a little knowledge. You can take action, check your credit, work to improve it, and get prequalified for a home loan. With Mr. Cooper as your go-to advisor, you can be prepared to buy or sell a house even sooner.
**Cashback bonuses are issued by Realogy after a customer closes a transaction using an Agent Assurance Agent. The amount depends on the property sale/purchase price and range from $300 for properties under $99,999 and $8,000 for properties $3 million and over. See full terms and conditions below.