What to Know Before Buying a Home in Eagle, ID

Busy? Have us call you back. Call Me Back

More Information

Get Familiar with the Lay of the Land in Eagle, ID

Thinking about buying a home in Eagle? Awesome! You picked a colorful city with a dynamic selection of businesses, schools, restaurants and parks, and we're here to help the home purchase process go a little smoother. We serve 3.8 million customers across the country and know the Eagle housing market well.

Eagle is growing by the day, which means Eagle homes don't always come cheap. Ongoing cultural expansion and economic growth have helped to attract entrepreneurs, retirees, and new graduates to the Eagle area, but so much change also means a strain on housing options, school capacities, and city roads. That said, Eagle and the surrounding areas still offer an array of home styles and prices. You can find townhomes, condos, single-family homes, duplexes, and (fingers-crossed) your dream house! When buying a house in Eagle, consider the home's location in relation to your everyday activities. If possible, test drive your trip from the house to work, school, and the grocery store. Your home's location will influence almost every aspect of your life. Discovering different parts of Eagle will help you see how the northern part differs from the southern part, where to find Eagle's most popular attractions, and what the neighborhoods are like.

Are you financially prepared to buy a house in Eagle? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We think the dream of homeownership should never fade and work to make every stage of the journey more enjoyable and less worrisome. It doesn't matter whether you want to buy a home in Idaho or somewhere else entirely. We serve experienced homeowners and first-time homeowners alike. Start with the following steps to help you determine if you're financially ready to buy a home in Eagle.

First, calculate how much house you can afford. This will help you set a price range while house shopping in Eagle. Then, add up the potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). It's okay if these numbers are educated guesses. Searching the web for Eagle averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Now, consider how much you can contribute to a down payment. A down payment of at least 20% can help increase your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). However, the minimum down payment requirements depend on the type of loan. This is where getting prequalified for a mortgage comes in handy. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, take a good look at your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. You may be presented with more mortgage options if you have healthy credit— and options are always a good thing!

Move Up and Out: Buying Your Dream House in Eagle, ID

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Eagle. Contact Mr. Cooper as you get ready to buy a house in Eagle. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

Eagle, ID Mr. Cooper Customer Reviews

Take it from these Mr. Cooper home buyers and sellers in Eagle, ID: We love helping homeowners. Call now to see how we can serve you.

Simplify the home buying or selling process in Eagle with Mr. Cooper.

Work with Mr. Cooper and get the support you need to make the home buying or selling process smoother.