Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Why Choose Mr. Cooper in St. Simons, GA?

When you're buying a home in St. Simons, contact Mr. Cooper in St. Simons for help along the way. Mr. Cooper is your home loan and loan service ally.

Busy? Have us call you back. Call Me Back

More Information

Have You Met Mr. Cooper in St. Simons, GA?

St. Simons, GA Mr. Cooper is the kind of Georgia home loan company that prioritizes people, not stacks of paperwork. As our business has evolved over the years, our company name has, too. In August 2017, we re-branded as Mr. Cooper. You may have previously known us as Nationstar Mortgage in Georgia. The switch signified more than a company name change. We adjusted our business for the better. First, we ended all online transaction fees. We also reinvigorated the customer experience and increased our services so you get quality support whether you are shopping, buying, or just enjoying the home you have. We are here to serve you, both then and now.

Prequalify for a Mortgage in St. Simons, GA with Mr. Cooper

Looking to become a homeowner? It's the perfect time to do so. As one of the nation's largest home loan servicers, Mr. Cooper is ready to support you throughout your journey to home ownership. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. Mr. Cooper in St. Simons can help you do so much — even learn more about your credit score and finances in general.

We know getting a mortgage can feel overwhelming, particularly when you're a first-time home buyer in St. Simons, GA. Mr. Cooper can explain how everything applies to your situation. Just give us a call. In the meantime, here’s what you need to know.

Conventional loans are one of the most common and popular mortgage options for home buyers in St. Simons. The federal government does not insure these loans. Instead, conventional loans are backed by private lenders like Mr. Cooper. Some advantages of a conventional loan could include numerous term lengths and agreeable interest rates.

As a St. Simons home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans, or Federal Housing Administration loans, are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Reach out to Mr. Cooper today to learn about FHA loan requirements in St. Simons.

VA home loans are only available to service members, veterans, and their spouses. If you're getting ready to buy a home in St. Simons and are a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in St. Simons. Get Started

Mr. Cooper Refinancing in St. Simons, GA

Mr. Cooper offers mortgage refinancing in St. Simons in addition to new home loans. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. Generally speaking, the goal of refinancing is to secure a lower interest rate and decrease your monthly payment (so you can invest more money in making memories in your St. Simons house!).

Similar to how there are different options for new home loans, there are also different options for refinancing. For one, you can refinance for a more favorable loan term or interest rate. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home improvements or college tuition.† This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ The right refinance option is a phone call away. Contact Mr. Cooper in St. Simons to learn more about refinancing today.

Buy a House in St. Simons with Mr. Cooper's Help

Getting ready to buy a home in St. Simons, GA? Then you'll probably want to look into getting prequalified for a mortgage in St. Simons and seek professional assistance for how to buy a home in St. Simons. The real estate market in Georgia is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we can help you estimate how much house you can afford. Then, we can help you get prequalified to buy a home in St. Simons. Last but not least, Mr. Cooper can help you secure a home loan that aligns with your financial situation and advances your dream of being a homeowner. Consider Mr. Cooper your ally, from open house to closing day. ​​[content-title-10] Turn to Mr. Cooper Customer Service in St. Simons, GA

Need Help? Contact Mr. Cooper Customer Service in St. Simons, GA

We remain dedicated to serving you as your partner in the homeownership journey. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, or message us through a social media channel like Facebook. You can even send us a letter. Getting in contact with Mr. Cooper can be easy, whether you need to complete a transfer of ownership, make a payment, learn about refinancing, or ask a quick question.

What’s Your Goal?

We're changing the face of home loans.

Get the facts about refinancing, buying a home, consolidating debt, and more. Mr. Cooper is here for you.