Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Compare North Decatur, GA Home Loans

Ready to buy a house in North Decatur but stumped on where to start? Start with Mr. Cooper and a little help finding the right home loan for you.

Busy? Have us call you back. Call Me Back

More Information

Getting the Home Loan in North Decatur, GA That's Best for You

Houses aren't one size fits all. Neither are home loans in North Decatur. Finding the right fit for you requires some loan-to-loan comparisons! That's where Mr. Cooper comes in. Our aim is to keep the dream of homeownership alive starting with the loan process. We encourage you to read on for routine information about finding a home loan, but also reach out to Mr. Cooper mortgage professional for any questions you may have.

Check your credit before you start applying for loans and try your best to get it in tip-top shape. A not-so-great credit score could mean you'll have a higher interest rate on your mortgage loan. On the other hand, a high credit score can help you negotiate your best rate with a potential lender. Your credit history, financial situation, and the timeframe you wish to make your move can all influence the loan type that aligns with your goals. So, what loans can you pick from?

What Types of Loans Are There in North Decatur, GA?

North Decatur home buyers have more than one type of home loan to choose from. There are: conventional loans, FHA streamline loans, FHA loans, high balance conforming loans, VA loans, and VA Interest Rate Reduction Loans (VA IRRRL). A conventional loans might be a good choice for you if your credit is healthy, your income and employment history are stable, and you're ready to make a down payment of as little as 3% depending on your situation.

VA and FHA loans fall into the government loan category. Credit and income requirements tend to have different criteria than conventional loans. Also, active-duty service members, veterans and surviving spouses may be eligible to apply for VA new home loans. Which one of these home loans is a good fit for you? A professional loan officer can help you understand your options and next steps, depending on your position in the process.

Get a Preapproval Letter Before You Shop in North Decatur, GA

Talk to your lender about a Verified Approval Letter. Get one before you start going to Open Houses in North Decatur to indicate that you're serious about buying a home. A Verified Approval Letter shows that your lender has looked at all of your finances and communicated about how much you can buy. It can also show with the real estate agent and seller because they know you can afford the home. Call the mortgage team at Mr. Cooper today to chat about everything from your Verified Approval letter to your credit and loan options. Now is a great time for buying a home in North Decatur. What are you waiting for? Call now to get the super-smart help you want!

Mr. Cooper Reviews from Real Customers in North Decatur, GA

Read real stories from real Mr. Cooper home mortgage customers in North Decatur, GA. Then contact us to see what we can do for you.

We see home loans differently. We see them through your eyes.

Let Mr. Cooper help you prequalify for a mortgage and get the keys to your dream home.