What to Know Before Buying a Home in Brookhaven, GA

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Understanding the Brookhaven, GA Housing Landscape

Thinking about buying a home in Brookhaven? Congratulations! You picked a vibrant city with an ideal amount of parks, businesses, and educational opportunities, and we're here to help the home purchase process go a little smoother. We serve 3.8 million customers across the country and know the Brookhaven housing market well.

Brookhaven is growing by the day, which means Brookhaven homes don't always come cheap. Continued support for local businesses and cultural growth have helped to entice young families, new businesses, and retirees to the Brookhaven area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. Even so, Brookhaven and its nearby areas still offer a variety of home styles and prices. You can find townhomes, condos, single-family homes, duplexes, and (hopefully) your dream home! When looking to buy a house in Brookhaven, consider the home's location in relation to your everyday activities. If possible, test drive your route to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Exploring Brookhaven will also help you get a feel for how homes in east Brookhaven differ from west Brookhaven, where to find Brookhaven's most popular attractions, and what the neighborhoods are like.

Are you financially prepared to buy a house in Brookhaven? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe in keeping the dream of homeownership alive and work to make the journey less worrisome and more rewarding every step of the way. You don't even have to stick with your decision to buy a house in Brookhaven. We support first-time homeowners and experienced homeowners alike. Read through the following steps to help you figure out if your finances are in the right place to buy a house in Brookhaven.

Before anything else, estimate how much house you can afford. This will help determine the price range for your Brookhaven house hunt. Next, jot down your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). You don't need an exact amount for these expenses. Searching the web for Brookhaven averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Then, figure out what a realistic down payment would be for you. Placing a minimum of 20% down can improve your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). That said, the required down payment will depend on the type of loan you get. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, take a good look at your credit. Lenders place a high importance on credit history when looking at your mortgage application. The better your credit is, the more mortgage options you may be presented with— and options are always a good thing!

It's Go Time! Buy a House in Brookhaven, GA

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But moving feels more rewarding when you get to live in a place like Brookhaven. Contact Mr. Cooper as you look to buy a home in Brookhaven. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

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