Who Is Mr. Cooper in Ball Ground, GA?
We're a Georgia home loan company that puts people first, not piles of paperwork.
As our company has changed and advanced over the years, so has our name.
We adopted the name "Mr. Cooper" in August 2017.
You may have previously known us as Nationstar Mortgage in Georgia.
The switch signified more than a company name change.
We changed the way we did business for the better.
For one,
we eliminated all online transaction fees.
We also enhanced the customer journey
and increased our services so you get quality support whether you are
shopping, buying, or just enjoying the home you have.
We are here to serve you, both then and now.
Mr. Cooper Mortgages in Ball Ground, GA
Let's make your home ownership dreams a reality. As one of the nation's largest home loan servicers, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Ball Ground can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Ball Ground — including learning more about finances in general and learning about your credit score.
We understand that getting a mortgage can seem puzzling, and even more so when you're a first-time home buyer in Ball Ground, GA. Give us a call to see how it applies to you. With Mr. Cooper® Agent Assurance, we'll help you find a real estate agent you click with to make your homebuying journey stress-free. Here's what you need to know in the meantime.
Conventional loans are a popular choice for Ball Ground home buyers and are actually one of the most common mortgage options. The federal government does not insure these loans. Instead, conventional loans are backed by private lenders like Mr. Cooper. Some advantages of a conventional loan may include favorable interest terms and various term lengths.
FHA is another home loan type that may be available to you as a Ball Ground home buyer. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Ask Mr. Cooper about FHA loan requirements in Ball Ground today.
VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a home in Ball Ground as a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Ball Ground. Get Started
Mr. Cooper Mortgage Refinancing in Ball Ground, GA
Besides new home loans, Mr. Cooper also provides mortgage refinancing in Ball Ground. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. A majority of the time, the objective of refinancing is to get a lower interest rate and cut down your monthly payment (so you can spend more time and money making your Ball Ground home just the way you want it!).
Similar to how there are different options for new home loans, there are also different options for refinancing. For one, you can refinance for a more favorable loan term or interest rate. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home remodeling or higher education. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down credit card debt, medical bills, or auto loans.^ Whatever your situation, Mr. Cooper in Ball Ground can help you learn more about refinancing and choose the right refinance option.
Buying a House in Ball Ground with Mr. Cooper
Are you ready to buy a house in Ball Ground, GA? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Ball Ground. Georgia's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First, we’ll help you determine how much house you can realistically afford to purchase. Then, we can walk you through getting prequalified to buy a home in Ball Ground. For help getting connected to a real estate agent, you can trust the Mr. Cooper® Agent Assurance program. Last but not least, Mr. Cooper can help you get a home loan that satisfies your financial needs and advances your dream of being a homeowner. Consider Mr. Cooper your ally, from open house to closing day. [content-title-10] Turn to Mr. Cooper Customer Service in Ball Ground, GA
Contact Mr. Cooper Customer Service for Help in Ball Ground, GA
As your partner in the homeownership journey, we remain committed to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, drop a note in one of our social media channels, or put a letter in the mail. Connecting with Mr. Cooper is simple, whether you need to transfer ownership, make a payment, learn about refinancing, or ask a quick question.
RightMove Resources for Mr. Cooper Clients
Mr. Cooper really is your one-stop shop for the Ball Ground home buying journey. Our Agent Assurance program makes sure you connect with a local agent you trust. StreetSmarts makes sure you know about the latest listings, so you don’t have to worry about missing out on your perfect match. And on the off chance you don’t close on time, the Mr. Cooper Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* We'll even pay for a local move of up to 50 miles when you use Mr. Cooper for your next home loan.**
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.
