Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Find the Oldsmar, FL Home Loan That's Best for You

Ready to buy a house in Oldsmar but stumped on where to start? Start with Mr. Cooper and a little help finding the right home loan for you.

Busy? Have us call you back. Call Me Back

More Information

Finding Your Fit, Finding Your Oldsmar Home Loan

Houses aren't one size fits all. The same can be said for home loans in Florida. Getting the best fit for you may require some comparison shopping! Mr. Cooper can help! Our aim is to keep the dream of homeownership alive beginning with the mortgage loan process. We encourage you to continue reading for routine information about finding a home loan, but also call a Mr. Cooper professional with any mortgage questions you might have.

As you start looking for loans, check your credit and try your best to get it in tip-top shape. A less-than-stellar credit score may mean you are presented with a higher interest rate on your loan. On the flip side, a strong credit score can help you secure a better rate with your potential lender. Your credit history, financial situation, and the timeframe you'd like to make your move can all affect the type of home loan that fits your needs. So, what options are out there for you?

What Home Loan Options Do I Have in Oldsmar, FL?

There are several different types of home loans available to Oldsmar home buyers: conventional loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), VA loans, FHA loans, and FHA streamline loans. A conventional loan may be the perfect option for you if your income and employment history are stable, your credit is healthy, and you're going to make a down payment of at least 3% depending on your situation.

FHA and VA loans are both classified as government loans. Income and credit requirements are often different than conventional loans. Also, veterans, surviving spouses and active-duty service members may be eligible to apply for VA new home loans. How do you know which home loan is the best for you? A professional Mr. Cooper loan officer can help you understand your options and next steps, depending on your position in the process.

Start with a Preapproval Letter in Oldsmar, FL

Talk to your lender about a Verified Approval Letter. Get one before you start shopping for homes in Oldsmar to show that you're serious about buying a home. A Verified Approval Letter shows that your lender has looked at all of your finances and communicated about how much you can buy. The letter can also carry more weight with the real estate agent and seller because they know you can afford the home. Call the mortgage team at Mr. Cooper today to chat about everything from your Verified Approval letter to your credit and loan options. Now could be the perfect time for you to buy a house in Oldsmar. Get started with the help you need!

Oldsmar, FL Mr. Cooper Reviews

Read reviews from actual Mr. Cooper home mortgage customers in Oldsmar, FL.

Overall Rating

out of 5 stars ( customer reviews)

We're changing the face of home loans.

Let Mr. Cooper help you prequalify for a mortgage and get the keys to your dream home.