What to Know When Buying a House in Lake Placid, FL
Buying a home can be one of the most satisfying yet challenging things you do in life — particularly when you're new to the process and are a first-time home buyer in Lake Placid, FL. There are plenty of things to learn, and Mr. Cooper is here to help cover your bases. We'll work to empower you with information, so you feel confident about prequalification, financing, and finding the right home. Pulling from their years of experience and training in the home buying industry, our mortgage professionals will give you the right information, at the right time. You'll learn what questions to ask and when, such as, "how long has this house been for sale?" and, "how many offers has the seller received so far?" Contact Mr. Cooper today to learn more. Our Agent Assurance program makes sure you're partnered up with an agent you feel confident in, and who will walk you through the process from start to finish.
We'll help you prepare and plan for home ownership by helping you estimate how much house you can afford in Lake Placid. We'll then walk you through getting prequalified, which could help you get ahead of the game. When it comes to buying a home in Lake Placid, mortgage prequalification is one of the best things you can do. It shows that a mortgage lender believes you are a good candidate for a home loan, and you'll end up with an estimate of how much you can afford to spend on your new home. Lastly, we'll help you select and apply for a home loan, finalize your loan, and walk alongside you until closing day. On closing day you could get $300-$8,000 in cashback** when you work with a Mr. Cooper Agent Assurance real estate agent! With Mr. Cooper in your corner, you can make buying a home in Lake Placid easier.
Mr. Cooper Can Help You Sell Your House in Lake Placid, FL
Selling a home in Lake Placid, FL can be equally as rewarding as it is stressful, but for different reasons. Sellers have to overcome unique obstacles. Mr. Cooper understands every bit of those difficulties and can help you have your best home selling experience.
Take, for example, the challenge of finding a new home while trying to sell your current one. The home inventory in Lake Placid can be limited, with changes in property happening by the day. You want to wait for the right home but might not feel like you can afford to. Mr. Cooper understands this challenge and can equip you with resources to make the sale of your home less stressful. Other obstacles are harder to grasp, like any unrealized assumptions you have about your home's final sale price, or the emotional tie you have with your home. Not to mention, you still have to plan your move!
At Mr. Cooper, we have professional team members and resources to help you take on tough challenges AND save money on real estate commissions and closing costs. The sellers who work with us receive in-depth marketing and sales service at an exceptional value. Ask about our Agent Assurance program in Lake Placid to learn how our money-maximizing real estate program could support you as both a home buyer and seller in Lake Placid!
What If You Are in Escrow with Mr. Cooper?
No matter whether you're a home seller or buyer, you'll hear the phrase escrow period quite a bit throughout your homeownership journey. During an escrow period, a third party holds money (or something else of value) in an account until an exchange between a seller and buyer is finalized. An escrow account can be used for all types of business handlings, but we shine the spotlight on how it applies to the world of real estate. As a home buyer, you typically put a percentage of the property price in the escrow account. If you're the one selling, you take the home off the market during the escrow period so the property can be inspected.
Once you become a homeowner, escrow carries a different meaning. Your escrow account is like a piggy bank that holds money for your mortgage company to pay your property taxes and insurance premiums. The account helps alleviate the stress of having to save for and keep track of those expenses. Contact one of our dedicated customer service agents to learn about your former Nationstar escrow account or current Mr. Cooper escrow account. We're here to support you, whether you're buying or just settling in. We can show you a better way.
Mr. Cooper Offers More Than Home Loans in Lake Placid
Around Lake Placid, Mr. Cooper is the ally you want to help you along the way when buying or selling a home. We'll give you the support, service, and information you need to make the best financial decisions to achieve your future goals. We can even educate you on credit scores and reports and show you how to build up your score to improve your financing options. Building credit can be as simple as monitoring and resolving credit errors, paying bills early, and reducing your total debt. Many credit mistakes occur when people aren’t paying attention or taking action. We think you can be different. All you need is knowledge. You can choose to act. Check your credit score, work hard to improve it, and pat yourself on the back when you prequalify for a home loan. With Mr. Cooper as your go-to advisor, you can be prepared to buy or sell a house even sooner.
**Cashback bonuses are issued by Realogy after a customer closes a transaction using an Agent Assurance Agent. The amount depends on the property sale/purchase price and range from $300 for properties under $99,999 and $8,000 for properties $3 million and over. See full terms and conditions below.