Learn About Home Loans in Fort Lauderdale, FL
Mr. Cooper is here to walk alongside you in your homeownership journey in Fort Lauderdale, FL. As the third-largest home loan servicer and a top-20 home lender in the country, we have the training and expertise to help you evaluate your loan options and finalize your home buying plan.
Work with a Mr. Cooper mortgage professional and you can get a customized strategy for approaching your home loan journey — one that will help you walk confidently. We can help you understand what today's mortgage rates are in Fort Lauderdale, how much house you can afford, and also get prequalified for a mortgage in Fort Lauderdale. Our mortgage professionals will evaluate your unique financial and living situation and will come up with a recommended plan for the best mortgage options that fit your needs. Read on to learn more about different home mortgage options and contact a Mr. Cooper mortgage professional in Fort Lauderdale to get started. You could prequalify for a mortgage in no time. Get Started
Are You Eligible for an FHA Loan in Fort Lauderdale, FL?
If you’re looking for a loan with flexible credit requirements and a potentially lower down payment, a Federal Housing Administration (FHA) loan may be a good option for you. About 1 in 5 of all homebuyers go with this type of government-insured loan. The loan system is specifically geared toward homebuyers who can't afford the typical 20% down payment that's usually required by private lenders. The down payment can be as low as 3.5% and may be a perfect fit for buyers who can’t get a conventional loan.
In the Fort Lauderdale area, Mr. Cooper has watched FHA loans rise in popularity alongside increases in student loan debt and rental costs — two things that can make it tough to save enough money for a down payment. Another benefit to FHA loans is that they're often accessible to borrowers with lower credit scores. Wherever you are on your journey, Mr. Cooper can help you weigh the pros and cons of FHA loans and determine the best financing route for you.
Mr. Cooper Can Be Your Guide to Fort Lauderdale VA Loans
There's no question about it. America's service members, veterans, and their spouses should receive the best. If you think you may be eligible for a VA loan, Mr. Cooper can share their knowledge to help you get approved for a VA home loan in Fort Lauderdale. Connect with Mr. Cooper if you're looking to buy a home in Fort Lauderdale and want to learn more about VA loans. This type of financing has many benefits and can make the home buying process simpler. VA loans offer lower rates when compared to the overall mortgage landscape. You may not be required to put down a down payment, either. With a Mr. Cooper professional guiding you through the application process, checking your VA eligibility for a VA loan in Fort Lauderdale is quick and easy.
When to Consider Mr. Cooper Jumbo Loans in Fort Lauderdale
Jumbo loans are a good match for many homebuyers in Fort Lauderdale. A jumbo loan, or a jumbo mortgage, goes beyond the limits of a conventional loan. Jumbo loans are made to help people refinance or buy higher-valued real estate and are often in the millions. If you're curious about using a jumbo loan to buy a house in Fort Lauderdale, you'll probably need larger loan amounts that surpass conventional loan limits. Call Mr. Cooper to learn more about jumbo loan eligibility in Fort Lauderdale.
Buy a Home in Fort Lauderdale with Help from Mr. Cooper
Mr. Cooper's family of mortgage professionals is ready to help you buy a house in Fort Lauderdale. But we know that means different things to different people. Some people just want to check mortgage rates in Fort Lauderdale. Others can't wait to prequalify for a mortgage in Fort Lauderdale. While others are ready to apply for a home loan and close as soon as possible! No matter what you're looking for, Mr. Cooper's home buyer program in Fort Lauderdale can help you find it. Talk to a mortgage professional today.
- This is not a commitment to lend. All loans are subject to credit and property approval. This offer is nontransferable and may not be combined with any other mortgage offer. Advertised offer is subject to change. If a personal code is present on the advertised offer, you must provide such code to claim the offer. We may gather information about you including, but not limited to, credit bureau information, information for verification of income, information for appraisal and verification of property being used for collateral. We also verify your identity. Income, assets, and debt must meet eligibility requirements as established by Government and/or Lender guidelines.