Why Choose Mr. Cooper in Fort Lauderdale, FL?

Busy? Have us call you back. Call Me Back

More Information

Prequalify for a Mortgage in Fort Lauderdale, FL with Mr. Cooper

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Fort Lauderdale can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Fort Lauderdale — including learn more about mortgage rates, credit scores, and budgeting.

We know that getting a mortgage can be complicated, particularly when you're a first-time home buyer in Fort Lauderdale, FL. Give us a call to see how it applies to you. Here's what you need to know in the meantime.

Conventional loans are a popular mortgage option for Fort Lauderdale home buyers. The federal government does not insure these loans. Instead, conventional loans are backed by private lenders like Mr. Cooper. Some benefits of a conventional loan might include favorable interest terms and various term lengths.

Depending on your situation, you may want to consider another type of home loan that's available to many Fort Lauderdale home buyers. It's called FHA. FHA loans, or Federal Housing Administration loans, are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Ask Mr. Cooper about FHA loan requirements in Fort Lauderdale today.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a home in Fort Lauderdale as an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Fort Lauderdale. Get Started

Mr. Cooper Mortgage Refinancing in Fort Lauderdale

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Fort Lauderdale. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. A majority of the time, the purpose of refinancing is to secure a lower interest rate and decrease your monthly payment (so you can spend more money on making memories and building a life in your Fort Lauderdale home!).

Similar to how there are different options for new home loans, there are also different options for refinancing. There's refinancing to get a more favorable interest rate or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for college tuition or home improvements. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ Mr. Cooper in Fort Lauderdale can help you learn more about refinancing and choose the right refinance option for your situation.

Buying or Selling a Home in Fort Lauderdale with Mr. Cooper

Getting ready to buy a home in Fort Lauderdale, FL? Then you may want to start by seeking professional guidance for how to buy a house in Fort Lauderdale and get prequalified for a mortgage in Fort Lauderdale. Florida's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we’ll help you determine how much house you can realistically afford to purchase. Then, we can help you get prequalified to buy a home in Fort Lauderdale and recommend you to our affiliate to locate a good real estate agent near you.* Lastly, Mr. Cooper can help you secure a home loan that aligns with your financial situation and accelerates your home ownership journey. From open house to closing day, Mr. Cooper is your ally.

Selling a house in Fort Lauderdale, FL? Mr. Cooper has your back there, too. We're aware of the challenges that come with selling a home in Fort Lauderdale, especially when you're trying to do it for the first time. As a seller, you'll get comprehensive marketing and sales service at an exceptional value. And as a buyer, you'll gain access to thousands of new listings and could be eligible for a special credit at closing.** Ask about the Mr. Cooper Real Estate Rewards program in Fort Lauderdale to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Contact us to learn more about applying for a home loan, refinancing an existing loan, or buying or selling a home in Fort Lauderdale. We are here for you.

Mr. Cooper Reviews for Fort Lauderdale, FL

Read real stories from real Mr. Cooper customers in Fort Lauderdale, FL. Then contact us to see what we can do for you.

What’s Your Goal?

We're here to support you on the path to home ownership.

Get the facts about refinancing, buying or selling a home, consolidating debt, and more. Mr. Cooper is here for you.