What to Know When Buying a House in East Lyme, CT
Buying a home can be one of the most satisfying yet challenging things you do in life —
especially when you're a first-time home buyer in East Lyme, CT.
Mr. Cooper is here to help you learn everything you need to know.
We'll work to empower you with information, so you feel confident about prequalification, financing, and finding the right home.
Our mortgage professionals pull from years of experience in the home buying business to give you the most helpful information at the right time.
You'll learn what questions to ask and when, such as,
"how many offers has the seller received so far?" and, "how long has this house been for sale?"
Contact Mr. Cooper today to learn more.
We'll help you prepare and plan for home ownership by helping you estimate how much house you can afford in East Lyme. We'll then walk you through prequalifying for a mortgage, something that could help you stay ahead of the game. Mortgage prequalification is one of the most important things you can do when buying a house in East Lyme. It accomplishes two things. First, it indicates that a mortgage lender thinks you're a solid candidate for a home loan. Second, it provides you with the most accurate estimate of how much you can afford to spend on a house. Mr. Cooper can even introduce you to experienced, full-service real estate agents close to you.* Finally, we'll help you select and apply for a home loan, finalize your loan, and walk alongside you until closing day. With Mr. Cooper in your corner, you can make buying a home in East Lyme easier.
Mr. Cooper Can Help You Sell Your House in East Lyme, CT
We've been there. We know that selling a house in East Lyme, CT is one part joy and one part stress. Sellers have to overcome unique obstacles. Mr. Cooper understands every bit of those difficulties and can help you have your best home selling experience.
Take, for example, the challenge of finding a new home while trying to sell your current one. You have a limited supply of East Lyme homes to choose from, and changes in property can happen all the time. You want to wait for the right home but might not feel like you can afford to. Mr. Cooper knows this obstacle and can share some solutions for taking the stress out of selling your house. Other obstacles are harder to grasp, like the emotional connection you might have with your home or any unrealized expectations you have around your home's final sale price. Not to mention, you still have to plan your move!
At Mr. Cooper, we can connect you with professional resources and team members via our affiliate to help you overcome obstacles AND reduce the amount you spend on real estate commissions and closing costs.* Ask about the Mr. Cooper Real Estate Rewards program in East Lyme to learn more!
Mr. Cooper's Services Go Beyond Just Home Financing in East Lyme
In the East Lyme area, Mr. Cooper is a great home buying and selling ally to have in your back pocket. We'll give you the information, service, and support you need to make the best financial decisions to achieve your future goals. We can even educate you on credit scores and reports and show you how to build up your score to improve your financing options. Boosting credit can be as straightforward as paying bills before they're due, monitoring and resolving credit errors, and reducing your overall debt. Plenty of credit mistakes are the result of people failing to act or not paying attention. We believe that with a little knowledge, you can be different. You can choose to act. Check your credit score, work hard to improve it, and pat yourself on the back when you prequalify for a home loan. With Mr. Cooper as your trusted resource, you can be ready to buy or sell your home even sooner.
- Buyer’s Bonus Credit (Xome Purchase Pro) Disclosure: Buyers may be eligible to receive a Buyer’s Bonus Credit/Xome Purchase Pro (“Credit”) equal to 15% of the buyer’s agent’s fee. The amount of the credit is based on commissions and determined by each agent. Credit will be documented in an agreement between agent and customer at the time of engagement. Credit must be disclosed to lender, seller, broker, appraiser, and other parties with an interest. Credit subject to written lender approval. Credit will be reflected in Purchase Agreement, Closing Disclosure, and other documents. Consult a tax professional regarding tax implications of Credit. Consult local broker for any state law requirements. Conditions: (a) Customer must complete purchase transaction using a Mr. Cooper Real Estate Rewards Agent; (b) Credit is subject to sales commission; (c) Credit is not available for properties marketed/listed through any auction process, including, www.xome.com; (d) Credit offer may be modified at any time via the Terms of Use but modifications will not apply to any transactions under contract; (e) Credit will be provided at the time of closing.
- *Buyer’s Bonus Credit is not available in AK, IA, KS, LA, MS, MO, OK, OR & TN.
- ** Listing Commission Disclosure: Mr. Cooper Real Estate Rewards agents have agreed to 1.99% seller’s agent commission and recommend 2% buyer’s agent commission for a total listing commission of 3.99%. Buyer’s agent commission can be changed at seller’s discretion.
- Mr. Cooper Real Estate Rewards is offered by Xome. Inc., an affiliate of Mr. Cooper. Referrals to Xome may provide a financial benefit to Mr. Cooper. You are not required to use a real estate agent on the Xome panel as a condition of receiving a loan from Mr. Cooper, and such use will have no impact on any loan application to Mr. Cooper.
- This is an advertisement and not intended as a solicitation for agent representation if your property is currently listed with an agent. Visit Xome's licensing page https://www.xome.com/auctions/licensing.
- Xome Inc. & Xome CT LLC [Davis E. Owen, Sr.‐Broker] (for CT properties] & Xome PR LLC (for PR properties), 750 Hwy 121 BYP, Suite 100, Lewisville, TX 75067.
- Mr. Cooper Real Estate Rewards is a service mark of Nationstar Mortgage LLC.
- This is not a commitment to lend. All loans are subject to credit and property approval. This offer is nontransferable and may not be combined with any other mortgage offer. Advertised offer is subject to change. If a personal code is present on the advertised offer, you must provide such code to claim the offer. We may gather information about you including, but not limited to, credit bureau information, information for verification of income, information for appraisal and verification of property being used for collateral. We also verify your identity. Income, assets, and debt must meet eligibility requirements as established by Government and/or Lender guidelines.