Meet Mr. Cooper in Cheshire, CT
We're a home loan company in Connecticut that values people over paperwork. But you might not have always known us by the name, "Mr. Cooper." In August 2017, we re-branded as Mr. Cooper. You may have previously known us as Nationstar Mortgage in Connecticut. The switch signified more than a company name change. We overhauled our business to serve you better. How? First off, we eliminated all online transaction fees. We also enhanced the customer journey and added special services to help you out whether you're shopping, buying, or just enjoying the home you have. Then and now, you are our top priority.
Why Choose Mr. Cooper Mortgages in Cheshire, CT?
Looking to become a homeowner? It's the perfect time to do so. As one of the nation's largest home loan servicers, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Cheshire can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Cheshire can help you do so much — even learn more about your credit score and finances in general.
We understand that getting a mortgage can seem puzzling, and even more so when you're a first-time home buyer in Cheshire, CT. Mr. Cooper can explain how everything applies to your situation. Just give us a call. Here's what you need to know in the meantime.
Conventional loans are one of the most common and popular mortgage options for home buyers in Cheshire. These loans are not federally insured. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. Some advantages of a conventional loan may include favorable interest terms and various term lengths.
FHA is another home loan type that may be available to you as a Cheshire home buyer. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Ask Mr. Cooper about FHA loan requirements in Cheshire today.
VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a house in Cheshire and you're an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Cheshire. Get Started
Mr. Cooper Refinancing in Cheshire, CT
Mr. Cooper offers mortgage refinancing in Cheshire in addition to new home loans. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. A majority of the time, the objective of refinancing is to get a lower interest rate and cut down your monthly payment (so you can invest more money in making memories in your Cheshire house!).
There are a few different ways you can refinance your home loan. One option is to refinance to get a better interest or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for college tuition or home improvements. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down medical bills, car loans, or credit card debt.^ Whatever your situation, Mr. Cooper in Cheshire can help you learn more about refinancing and choose the right refinance option.
Buying a House in Cheshire with Mr. Cooper
Buying a house in Cheshire, CT? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Cheshire. The real estate market in Connecticut is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First off, we can help you calculate how much house you can afford to buy. Then, we can walk you through getting prequalified to buy a home in Cheshire. Last but not least, Mr. Cooper can help you get a home loan that satisfies your financial needs and furthers your journey toward home ownership. Consider Mr. Cooper your ally, from open house to closing day. [content-title-10] Turn to Mr. Cooper Customer Service in Cheshire, CT
Need Help? Contact Mr. Cooper Customer Service in Cheshire, CT
We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Sign in to our secure online message portal, email, call, or message us through a social media channel like Facebook. You can even send us a letter. Contacting Mr. Cooper is a breeze, whether you need to let us know you've received property through a divorce, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question.
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.