What to Know Before Buying a Home in Greeley, CO

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Understanding the Greeley, CO Housing Landscape

Strongly considering a home purchase in Greeley? Smart move! You selected an energetic city with a great balance of educational opportunities, businesses, and parks, and we're here to help make your home purchase and move a little easier. We serve 3.8 million customers across the country and are familiar with the ins-and-outs of the Greeley housing market.

Given all of Colorado's growth, Greeley homes aren't always easy to find at a comfortable price. Ongoing cultural expansion and economic growth have helped to beckon young families, new businesses, and retirees to the Greeley area, but so much change also means a strain on housing options, school capacities, and city roads. Despite this, Greeley and its nearby areas still offer an array of home styles and prices. You can find single-family homes, condos, townhomes, and (ideally) your dream house! When buying a home in Greeley, consider the home's location in relation to your everyday activities. If you can, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your house's location will affect everything, from your morning routine to how you spend your evenings. Discovering different parts of Greeley will help you see how the northern part differs from the southern part, where to find Greeley's most popular attractions, and what the neighborhoods are like.

Are your finances in the right place to buy a home in Greeley? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe everyone can find their dream home and try our best to make the journey easier and more rewarding. You could choose to buy a home in Colorado or elsewhere. We help new and experienced homeowners alike. Read through the following steps to help you see if you're in a good financial position to buy a house in Greeley.

Before anything else, calculate how much house you can afford. This will help you set a price range while house shopping in Greeley. Next, add up the potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). No need to have an exact amount. Everyone's situation will differ, but a quick online search for average expenses in Greeley will usually point you in the right direction. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Then, look at how much money you can put toward a down payment. Putting at least 20% down will increase your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). Even so, down payment requirements can differ depending on the loan type. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, consider your credit profile. Lenders place a high importance on credit history when looking at your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and more options are always good!

Move Up and Out: Buying Your Dream House in Greeley, CO

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But when you get to live in a stellar city like Greeley, moving doesn't seem so challenging. Contact Mr. Cooper as you get ready to buy a house in Greeley. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

Mr. Cooper Reviews from Real Customers in Greeley, CO

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