What to Know Before Buying a Home in Rohnert Park, CA

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Get Familiar with the Lay of the Land in Rohnert Park, CA

Ready to lay down some roots and buy a house in Rohnert Park? Great idea! You've chosen a lively city with a dynamic selection of educational opportunities, businesses, and parks, and we're here to help make your house hunt, purchase, and move more streamlined. We service 3.8 million customers from coast to coast and know the Rohnert Park housing market well.

Rohnert Park is growing by the day, which means Rohnert Park homes don't always come cheap. Ongoing cultural expansion and economic growth have helped to entice young families, new businesses, and retirees to the Rohnert Park area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. That said, Rohnert Park and its nearby areas still offer a variety of home styles and prices. You can find duplexes, single-family homes, townhomes, condos, and (hopefully) your perfect home! When buying a home in Rohnert Park, consider how near or far away the home is from the places you visit most. If possible, test drive your route to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Exploring Rohnert Park will also help you get a feel for how homes in east Rohnert Park differ from west Rohnert Park, what the neighborhoods are like, and where to find Rohnert Park's hottest attractions.

Are you financially prepared to buy a house in Rohnert Park? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe everyone can find their dream home and try our best to make the journey easier and more rewarding. You don't even have to stick with your decision to buy a house in Rohnert Park. We help experienced homeowners and first-time homeowners alike. Start with the following steps to help you figure out if your finances are in the right place to buy a house in Rohnert Park.

Before anything else, calculate how much house you can afford. This will help you set a price range while house shopping in Rohnert Park. Next, jot down your potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). No need to have an exact amount. Everyone's situation will differ, but a quick online search for average expenses in Rohnert Park will usually point you in the right direction. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Next, look at how much money you can put toward a down payment. Putting at least 20% down will improve your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). Even so, down payment requirements can differ depending on the loan type. At this stage, getting prequalified for a loan can be extremely helpful. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, consider your credit profile. Credit history is an important part of your mortgage application. You may be presented with more mortgage options if you have healthy credit— and more options are always good!

It's Go Time! Buy a House in Rohnert Park, CA

Moving remains one of the biggest stressors, despite being a practically universal experience. But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Rohnert Park. Contact Mr. Cooper as you look to buy a home in Rohnert Park. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

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