What to Know Before Buying a Home in Calexico, CA

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Exploring Calexico, CA From North to South

Strongly considering a home purchase in Calexico? Awesome! You selected a vibrant city with a dynamic selection of businesses, schools, restaurants and parks, and we're here to help the home purchase process go a little smoother. We service 3.8 million customers across the country and are familiar with the ins-and-outs of the Calexico housing market.

Given all of California's growth, Calexico homes aren't always easy to find at a comfortable price. Continued cultural expansion and economic growth have helped to entice entrepreneurs, retirees, and new graduates to the Calexico area, but so much change also means more traffic, more competition, and a need for more schools. Even so, Calexico and the surrounding areas still offer a variety of homes in price and amenities. You can find duplexes, single-family homes, townhomes, condos, and (fingers-crossed) your dream house! When looking to buy a house in Calexico, double check that you're factoring in the home's distance from your daily activities. If you can, test drive your route to work, school, and the grocery store. Your home's location will influence almost every aspect of your life. Exploring Calexico will also help you get a feel for how homes in east Calexico differ from west Calexico, where to find Calexico's most popular attractions, and what the neighborhoods are like.

You're ready to buy a house in Calexico, but is your bank account? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe everyone can find their dream home and work to make every stage of the journey more enjoyable and less worrisome. You don't even have to stick with your decision to buy a house in Calexico. We serve first-time homeowners and experienced homeowners alike. Walk through the following steps to help you determine if you're financially ready to buy a home in Calexico.

First, calculate how much house you can afford. This will help determine the price range for your Calexico house hunt. Then, jot down your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). You don't need an exact amount for these expenses. Searching the web for Calexico averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Now, consider how much you can contribute to a down payment. Placing a minimum of 20% down can boost your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). However, down payment requirements can differ depending on the loan type. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, take a good look at your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. The better your credit is, the more mortgage options you may be presented with— and who doesn't want more choices in life?

Make Your Move: Buy a Home in Calexico, CA

Moving remains one of the biggest stressors, despite being a practically universal experience. But moving feels more rewarding when you get to live in a place like Calexico. Contact Mr. Cooper as you look to buy a home in Calexico. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

Mr. Cooper Reviews from Real Customers in Calexico, CA

Take it from these Mr. Cooper home buyers and sellers in Calexico, CA: We love helping homeowners. Call now to see how we can serve you.

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