Have You Met Mr. Cooper in Paris, AR?
Mr. Cooper is the kind of Arkansas home loan company that prioritizes people, not stacks of paperwork. But you might not have always known us by the name, "Mr. Cooper." We adopted the name "Mr. Cooper" in August 2017. Before that, you may have known us as Nationstar Mortgage in Arkansas. The switch signified more than a company name change. We changed the way we did business for the better. First, we ended all online transaction fees. We also reinvigorated the customer experience and added more services so you get great support whether you're looking to buy, shop, or simply enjoy your current home. Then and now, you are our top priority.
Get Pre-Approved for a Mortgage in Paris, AR with Mr. Cooper
Ready to make your home ownership dreams come true? Let's do it. As one of the nation's largest home loan servicers, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Paris can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Paris — including learn more about mortgage rates, credit scores, and budgeting.
We understand that getting a mortgage can seem puzzling, particularly when you're a first-time home buyer in Paris, AR. Give us a call to see how it applies to you. With Mr. Cooper® Agent Assurance, we'll help you find a real estate agent you click with to make your homebuying journey stress-free. Until then, here's what you need to know to get started.
Conventional loans are one of the most common and popular mortgage options for home buyers in Paris. These are loans that are not insured by the federal government. A couple of key benefits of a conventional loan could include numerous term lengths and agreeable interest rates.
As a Paris home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans, or Federal Housing Administration loans, are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Ask Mr. Cooper about FHA loan requirements in Paris today.
Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a home in Paris as a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Paris. Get Started
Mr. Cooper Mortgage Refinancing in Paris, AR
Besides new home loans, Mr. Cooper also provides mortgage refinancing in Paris. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. Generally speaking, the purpose of refinancing is to get a lower interest rate and decrease your monthly payment (so you can spend more time and money making your Paris home just the way you want it!).
There are a few different ways you can refinance your home loan. For one, you can refinance for a more favorable loan term or interest rate. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home improvements or college tuition.† Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ Whatever your situation, Mr. Cooper in Paris can help you learn more about refinancing and choose the right refinance option.
Buying a Home in Paris with Mr. Cooper
Buying a house in Paris, AR? Then you may want to start by seeking professional guidance for how to buy a house in Paris and get preapproved for a mortgage in Paris. The real estate market in Arkansas is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we can help you estimate how much house you can buy. Next, we can help you get pre-approved for a mortgage in Paris. If you're in need of a real estate agent, we can help get you connected through the Mr. Cooper® Agent Assurance program. Lastly, Mr. Cooper can help you secure a home loan that meets your financial needs and furthers your journey toward home ownership. From open house to closing day, Mr. Cooper is your ally.
Need Help? Contact Mr. Cooper Customer Service in Paris, AR
We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, message us on our social media channels, or send us a letter in the mail. Getting in contact with Mr. Cooper can be easy, whether you need to transfer ownership, check out refinancing options, ask a question, or become a successor in interest for a Mr. Cooper loan.
RightMove Resources for Mr. Cooper Clients
Mr. Cooper really is your one-stop shop for the Paris home buying journey. Our Agent Assurance program pairs you with a local Paris agent you feel good about. StreetSmarts puts the latest home listings in Paris right in your hands so you don't have to worry about missing your dream home. And if you don't close on that dream home on time, our Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* We'll even pay for a local move of up to 50 miles when you use Mr. Cooper for your next home loan.**
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.