How Can Mr. Cooper Help You Buy a House in Somerton, AZ?
Buying a home can be as exhilarating as it is stressful — and even more so when you're a first-time home buyer in Somerton, AZ. There is so much to learn, and Mr. Cooper is here to explain it all in simple terms. We'll make sure you're equipped with confidence and empowered with information about prequalification, financing options, and your home search. Pulling from their years of experience and training in the home buying industry, our mortgage professionals will give you the right information, at the right time. You'll learn what to ask and when, such as, "how long has this house been on the market?" and, "how many offers has the seller received so far?" Contact Mr. Cooper today to learn more.
We'll start by helping you estimate how much house you can afford to buy in Somerton. That's a good first step toward home ownership. We'll then walk you through prequalifying for a mortgage, something that could help you stay ahead of the game. When it comes to buying a home in Somerton, mortgage prequalification is one of the best things you can do. It shows that a mortgage lender believes you are a good candidate for a home loan, and you'll end up with an estimate of how much you can afford to spend on your new home. Last but not least, we'll help you pick and apply for the right home loan, secure your loan, and support you through the process. Buying a home in Somerton could be even easier when you have Mr. Cooper in your corner.
What If You Are in Escrow with Mr. Cooper?
What's an escrow period? It's a phrase you'll come across throughout your homeownership journey, whether you're on the buying or selling side of things. Escrow period is when a third party holds on to something of value, typically money, in a certain account until a transaction between a seller and buyer is complete. An escrow account can be used for all types of business handlings, but we focus on how it is used in real estate. If you're the one buying the home, you usually agree to put a percentage of the property price into escrow. If you're the home seller, you agree to take the home off the market while it's "in escrow" so it can be inspected.
Once you're a homeowner and enjoying living in your home, escrow takes on a slightly different meaning. Your escrow account holds money that your mortgage servicer sets aside to pay your insurance premiums and property taxes. The account helps alleviate the stress of having to save for and keep track of those expenses. Contact one of our customer service agents today to talk about your Mr. Cooper escrow account or former Nationstar escrow account. We're here to support you, whether you're buying or settling in. See things differently with Mr. Cooper.
Mr. Cooper's Services Go Beyond Just Home Financing in Somerton
In Somerton, Mr. Cooper is a great home buying ally to have in your back pocket. We'll give you the service, information, and guidance you want to make confident moves toward your best financial future. We can even offer guidance around credit score health and support you as you improve your credit to qualify for more competitive financing options. Boosting credit can be as straightforward as paying bills before they're due, monitoring and resolving credit errors, and reducing your overall debt. Many credit mistakes occur when people aren’t paying attention or taking action. We think you can be different. All you need is knowledge. Act today! Check your credit, take steps to make it better, and get prequalified for a mortgage. With Mr. Cooper as your go-to advisor, you can be prepared to buy a house even sooner.