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Get Help Buying a House in Oxford, AL

Buying a house in Oxford? We know that the process can be tricky, and that’s why Mr. Cooper is here to help.

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What to Know When Buying a House in Oxford, AL

Buy Buying a home can be one of the most satisfying yet challenging things you do in life — and even more so when you're a first-time home buyer in Oxford, AL. There are plenty of things to learn, and Mr. Cooper is here to help cover your bases. We'll make sure you're equipped with confidence and empowered with information about prequalification, financing options, and your home search. Pulling from their years of experience and training in the home buying industry, our mortgage professionals will give you the right information, at the right time. You'll figure out what questions to ask and when, such as, "how long has this house been on the market?" and, "how many offers has the seller received so far?" Call Mr. Cooper to start your home buying journey.

We'll start by helping you estimate how much house you can afford to buy in Oxford. That's a good first step toward home ownership. We'll then walk you through prequalifying for a mortgage, something that could help you stay ahead of the game. Mortgage prequalification is one of the most important things you can do when buying a house in Oxford. It accomplishes two things. First, it indicates that a mortgage lender thinks you're a solid candidate for a home loan. Second, it provides you with the most accurate estimate of how much you can afford to spend on a house. Lastly, we'll help you select and apply for a home loan, finalize your loan, and walk alongside you until closing day. Buying a home in Oxford could be even easier when you have Mr. Cooper in your corner.

More on Mr. Cooper Escrow Period

Escrow period is a phrase you'll hear used throughout the homeownership journey, whether you're a home buyer or a seller. During an escrow period, a third party holds money (or something else of value) in an account until an exchange between a seller and buyer is complete. Escrow accounts are used for many types of transactions, but we narrow in on how it applies to real estate. If you're the home buyer, you generally place a percentage of the property price in escrow. If you're the one selling, you take the home off the market during the escrow period so the property can be inspected.

Once you're a homeowner and enjoying living in your home, escrow takes on a slightly different meaning. Your mortgage servicer pulls money from your escrow account to pay your property taxes and insurance premiums. The account makes it so that you don't have to worry about keeping track of or saving for those expenses. Contact a customer service agent today to chat about your Mr. Cooper escrow account or former Nationstar escrow account. We are here to walk with you, whether you're packing, unpacking, or putting up your feet. See things differently with Mr. Cooper.

Mr. Cooper Offers More Than Home Loans in Oxford

In Oxford, Mr. Cooper is the ally you want to help you along the way when buying a home. We'll give you the information, service, and support you need to make the right financial decisions to accomplish your goals. We can even provide education around credit scores and walk you through the process of boosting your credit to expand financing options that might be available to you. Building credit can be as easy as paying bills before they're due, monitoring and resolving credit errors, and reducing your overall debt. Credit mistakes often happen when people don't take action or aren't paying attention. You can be different. All it takes is a little knowledge. You can take action, check your credit, work to improve it, and get prequalified for a home loan. With Mr. Cooper as your trusted resource, you can be ready to buy your home even sooner.

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