Buying a House in Laramie, WY Is Easier with Mr. Cooper
Buying a home can be as exhilarating as it is stressful — and even more so when you're a first-time home buyer in Laramie, WY. Mr. Cooper is here to help you learn everything you need to know. We'll work to empower you with information, so you feel confident about prequalification, financing, and finding the right home. Our mortgage professionals pull from years of experience in the home buying business to give you the most helpful information at the right time. You'll learn what to ask and when, such as, "how many offers has the seller received so far?" and, "how long has this house been for sale?" Give Mr. Cooper a call to get started. We'll get you set up with a trusted agent who will help you every step of the way. We call it the Mr. Cooper Agent Assurance program.
We'll help you prepare and plan for home ownership by helping you estimate how much house you can buy in Laramie. Next, we'll take you through the process of prequalifying for a mortgage, which can help you look more attractive to a potential seller. Mortgage prequalification is one of the most important things you can do when buying a house in Laramie. It accomplishes two things. First, it indicates that a mortgage lender thinks you're a solid candidate for a home loan. Second, it provides you with the most accurate estimate of how much you can spend on a house. Finally, we'll help you choose and apply for a home loan, secure your loan, and walk you through the process until closing day. Then on closing day, you could get $300-$8,000 in cashback** when you work with a Mr. Cooper Agent Assurance real estate agent! With Mr. Cooper in your corner, you can make buying a home in Laramie easier.
Sell Your House in Laramie, WY with Mr. Cooper's Help
Similar to buying a house, selling a house in Laramie, WY can feel both rewarding and stressful — but for different reasons. Sellers face unique challenges. Mr. Cooper understands those challenges inside and out and can help you enjoy a smoother home selling experience.
Finding a new home while trying to sell your old one is just one example. You have a limited supply of Laramie homes to choose from, and changes in property can happen all the time. You might feel like you can't wait for the perfect home to come on the market. Mr. Cooper understands how troubling this can be and can share some solutions for taking the stress out of selling your house. Other obstacles are less concrete, like any unrealized assumptions you have about your home's final sale price, or the emotional tie you have with your home. Not to mention, you still have to pack up every room!
At Mr. Cooper, we have professional resources and team members to help you overcome obstacles AND reduce the amount you spend on real estate commissions and closing costs. As a valued home seller, you get all-encompassing marketing and sales service at an unexpected value. Learn more about the Agent Assurance program in Laramie to see how it could help you maximize your money as both a home seller and buyer in Laramie!
More on Mr. Cooper Escrow Period
No matter whether you're a home seller or buyer, you'll hear the phrase escrow period quite a bit throughout your homeownership journey. The escrow period is when a third party holds something of value, usually money, in a special account until an exchange between a seller and buyer is finished. An escrow account can be used for all types of business dealings, but we shine the spotlight on how it applies to real estate. If you're the one buying the home, you typically put a percentage of the property price in the escrow account. If you're the home seller, you agree to remove the home from the market during the escrow period so it can be inspected.
Escrow carries a different meaning once you're in your home and enjoying it day in and day out. Your mortgage servicer pulls money from your escrow account to pay your property taxes and insurance premiums. The account helps alleviate the stress of having to save for and keep track of those expenses. Reach out to a customer service agent today to chat about your Mr. Cooper escrow account or former Nationstar escrow account. We're here to support you, whether you're packing, unpacking, or putting up your feet. Let's get you home.
Mr. Cooper Offers More Than Home Loans in Laramie
Around Laramie, Mr. Cooper is the ally you want to help you along the way when buying or selling a home. We'll give you the information, service, and support you want to make confident moves toward your best financial future. We can even educate you on credit scores and reports and show you how to build up your score to improve your financing options. Building credit can be as simple as reducing your total debt, monitoring and resolving credit errors, and paying bills before they're due. Plenty of credit mistakes are the result of people failing to act or not paying attention. We think you can be different. All you need is knowledge. You can choose to act. Check your credit score, work hard to improve it, and pat yourself on the back when you prequalify for a home loan. You can be ready to buy or sell your home even sooner when you have Mr. Cooper as a resource.
**Cashback bonuses are issued by Realogy after a customer closes a transaction using an Agent Assurance Agent. The amount depends on the property sale/purchase price and range from $300 for properties under $99,999 and $8,000 for properties $3 million and over. See full terms and conditions below.