Buying a House in River Falls, WI Is Easier with Mr. Cooper
Buying a home can be as exhilarating as it is stressful — especially when you're a first-time home buyer in River Falls, WI. Mr. Cooper is here to help you learn everything you need to know. We'll make sure you're equipped with confidence and empowered with information about prequalification, financing options, and your home search. Our mortgage professionals pull from years of experience in the home buying business to give you the most helpful information at the right time. You'll learn what questions to ask and when, such as, "how many offers has the seller received so far?" and, "how long has this house been for sale?" Give Mr. Cooper a call to get started.
We'll help you prepare and plan for home ownership by helping you estimate how much house you can afford in River Falls. We'll then walk you through getting prequalified, which could help you get ahead of the game. When it comes to buying a home in River Falls, mortgage prequalification is one of the best things you can do. It accomplishes two things. First, it indicates that a mortgage lender thinks you're a solid candidate for a home loan. Second, it provides you with the most accurate estimate of how much you can afford to spend on a house. Lastly, we'll help you select and apply for a home loan, finalize your loan, and walk alongside you until closing day. With Mr. Cooper in your corner, you can make buying a home in River Falls easier.
What to Know If You’re in Escrow with Mr. Cooper
No matter whether you're a home seller or buyer, you'll hear the phrase escrow period quite a bit throughout your homeownership journey. During an escrow period, a third party holds money (or something else of value) in an account until an exchange between a seller and buyer is finalized. The escrow process can be used for all kinds of transactions, but we focus on how it is used in real estate. If you're the one buying the home, you usually agree to put a percentage of the property price into escrow. As a home seller, you agree to take the home off the market while it's "in escrow" so it can be inspected.
Once you become a homeowner, escrow carries a different meaning. Your escrow account holds money that your mortgage servicer sets aside to pay your insurance premiums and property taxes. The account makes it so that you don't have to worry about keeping track of or saving for those expenses. Reach out to one of our dedicated customer service agents to learn about your former Nationstar escrow account or current Mr. Cooper escrow account. We're your partner in the homeownership journey, whether you're buying or just settling in. We can show you a better way.
Mr. Cooper is More Than a Home Lender in River Falls
Around River Falls, Mr. Cooper is the ally you want to help you along the way when buying a home. We'll give you the information, service, and support you need to make the right financial decisions to accomplish your goals. We can even provide education around credit scores and walk you through the process of boosting your credit to expand financing options that might be available to you. Building credit can be as easy as monitoring and resolving credit errors, paying bills early, and reducing your total debt. Plenty of credit mistakes are the result of people failing to act or not paying attention. We think you can be different. All you need is knowledge. You can take action, check your credit, work to improve it, and get prequalified for a home loan. With Mr. Cooper as your go-to advisor, you can be prepared to buy a house even sooner.