Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Compare Janesville, WI Home Loans

For all your Janesville home loan needs, call Mr. Cooper. We're your purchase and refinance partner in Wisconsin.

Busy? Have us call you back. Call Me Back

More Information

Getting the Home Loan in Janesville, WI That's Best for You

Houses aren't one size fits all. Janesville home loans aren’t either. Finding the right fit for you requires some loan-to-loan comparisons! That’s where Mr. Cooper can help. Our goal is to transform the homeownership journey into an enjoyable one, starting with the loan process. We hope you'll keep reading for routine details about picking your Janesville home loan, but also contact a Mr. Cooper mortgage professional for any questions you may have.

Check your credit before you start applying for loans and try your best to improve your score. A less-than-stellar credit score might mean you are presented with a higher interest rate on your loan. On the flip side, a high credit score can help you negotiate your best rate with a potential lender. Your credit score, finances, and and the timeline you wish to make your move can all be a factor in the type of home loan that fits your needs. So, what loans can you pick from?

What Types of Loans Are There in Janesville, WI?

Janesville home buyers have more than one type of home loan to choose from. There are: conventional loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), VA loans, FHA loans, and FHA streamline loans. A conventional loans might be a good choice for you if your income and employment history are stable, your credit is healthy, and you're going to make a down payment of at least 3% depending on your situation.

VA and FHA loans fall into the government loan category. Credit and income requirements are often different than conventional loans. And if you're a veteran, active-duty service member or surviving spouse, you may be eligible to apply for a VA new home loan. Which one of these home loans is a good fit for you? A professional Mr. Cooper loan officer can help you understand your options and next steps, depending on where you are on your journey.

Begin in Janesville, WI with a Preapproval Letter

Secure a Verified Approval Letter from the lender before you start going to Open Houses in Janesville to show that you're a serious buyer. A Verified Approval Letter shows that your lender has looked at all of your finances and communicated about how much you can buy. It can also show seller’s you’re serious about the home they’re selling. Give us a call now to talk about all things loan-related! We'll walk through everything from your Verified Approval letter to your credit and loan options. Now could be the perfect time for you to buy a house in Janesville. See how we can help you navigate your next home-buying experience!

Janesville, WI Mr. Cooper Reviews

Take it from these happy Mr. Cooper mortgage customers in Janesville, WI: We love helping homeowners. Call now to see how we can serve you.

Overall Rating

out of 5 stars ( customer reviews)

We're changing the face of home loans.

With Mr. Cooper, you can get pre-approved for a mortgage and get into a new home sooner.