Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Find a Home Loan in Germantown, WI

For all your Germantown home loan needs, call Mr. Cooper. We're your purchase and refinance partner in Wisconsin.

Busy? Have us call you back. Call Me Back

More Information

Finding Your Fit, Finding Your Germantown Home Loan

Houses aren't one size fits all. The same can be said for home loans in Wisconsin. Securing the correct fit for your needs may require some comparison shopping! That’s where Mr. Cooper can help. Our goal is to transform the homeownership journey into an enjoyable one, beginning with the mortgage loan process. We encourage you to read on for routine information about selecting a mortgage loan, but also call a Mr. Cooper mortgage expert with questions about your situation.

As you begin searching for home loans, double check your credit and work to get it in tip-top shape. A low credit score may mean you end up with a higher interest rate on your home loan. On the flip side, a higher credit rating can help you secure a better rate with your potential lender. Your credit history, financial state, and the timing in which you're looking to move can all impact the loan type that aligns with your goals. So, what loans can you pick from?

Different Types of Home Loans in Germantown, WI

Germantown home buyers have more than one type of home loan to choose from. There are: conventional loans, FHA loans, FHA streamline loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), and high balance conforming loans. A conventional loan may be the perfect option for you if your credit is healthy, your income and employment history are stable, and you're ready to make a down payment of as little as 3% depending on your situation.

VA and FHA loans fall into the government loan category. Income and credit requirements tend to have different than conventional loans. Also, veterans, surviving spouses and active-duty service members may be eligible to apply for VA new home loans. Which home loan is right for you? A trained loan officer can help you compare loans and plan your next steps, depending on your position in the process.

Begin in Germantown, WI with a Preapproval Letter

Get a Verified Approval Letter from your lender before you begin looking for houses in Germantown to indicate that you really do intend to buy. A Verified Approval Letter is evidence that the lender has reviewed your finances and has given you an estimate of how much you can buy. It can also show with the real estate agent and seller because they know you can afford the home. Call the mortgage team at Mr. Cooper today to discuss everything from your Verified Approval letter to your credit and loan options. Now is a great time for buying a home in Germantown. What are you waiting for? Get started with the help you need!

Germantown, WI Mr. Cooper Reviews

Read real stories from real Mr. Cooper home mortgage customers in Germantown, WI. Then contact us to see what we can do for you.

Overall Rating

out of 5 stars ( customer reviews)

We're changing the face of home loans.

Work with Mr. Cooper to get pre-qualified and get into the home of your dreams.