The Process of Buying a Home in Eau Claire, WI

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Understanding the Eau Claire, WI Housing Landscape

Ready to lay down some roots and buy a house in Eau Claire? Awesome! You've chosen a vibrant city with a dynamic selection of educational opportunities, businesses, and parks, and we're here to help the home purchase process go a little smoother. We support 3.8 million customers nationwide and know the Eau Claire housing market well.

Eau Claire is growing by the day, which means Eau Claire homes don't always come cheap. Continued economic growth and cultural expansion have helped to attract retirees, new businesses, and young families to the Eau Claire area, but so much change also means more traffic, more competition, and a need for more schools. Despite this, Eau Claire and its nearby areas still offer a variety of home styles and prices. You can find single-family homes, condos, townhomes, and (fingers-crossed) your dream home! When buying a home in Eau Claire, double check that you're factoring in the home's distance from your daily activities. If possible, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your home's location will influence almost every aspect of your life. Discovering different parts of Eau Claire will help you see how the northern part differs from the southern part, what the neighborhoods are like, and where to find Eau Claire's hottest attractions.

You're ready to buy a house in Eau Claire, but is your bank account? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We think the dream of homeownership should never fade and work to make every stage of the journey more enjoyable and less worrisome. You don't even have to stick with your decision to buy a house in Eau Claire. We work with new and experienced homeowners alike. Walk through the following steps to help you see if you're in a good financial position to buy a house in Eau Claire.

Before anything else, calculate how much house you can afford. This will help determine the price range for your Eau Claire house hunt. Then, jot down your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). It's okay if these numbers are educated guesses. While everyone's situation is different, an online search for Eau Claire averages will usually give you some solid estimates. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Now, look at how much money you can put toward a down payment. Putting at least 20% down will improve your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). Even so, down payment requirements can differ depending on the loan type. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, check your credit. Credit history is an important part of your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and more options are always good!

Make Your Move: Buy a Home in Eau Claire, WI

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving feels more rewarding when you get to live in a place like Eau Claire. Contact Mr. Cooper as you look to buy a home in Eau Claire. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

Mr. Cooper Customer Reviews for Eau Claire, WI

Take it from these Mr. Cooper home buyers and sellers in Eau Claire, WI: We love helping homeowners. Call now to see how we can serve you.

Buying or selling a house in Eau Claire? Mr. Cooper makes it easier.

Mr. Cooper works to save buyers and sellers money at every stage of their journey, from real estate commissions to closing costs.