Who Is Mr. Cooper in University Place, WA?
We're a home loan company in Washington that values people over paperwork. As our business has evolved over the years, our company name has, too. We officially became "Mr. Cooper" in late 2017. Before that, we went by the name Nationstar Mortgage in Washington. The switch signified more than a company name change. We changed the way we did business for the better. How? First off, we ended all online transaction fees. We also reinvigorated the customer experience and added more services so you get great support whether you're buying, shopping, or just living in your home. We are here to serve you, both then and now.
Mr. Cooper Mortgages in University Place, WA
Ready to make your home ownership dreams come true? Let's do it. As one of the nation's largest home loan servicers, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in University Place can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in University Place can help you do so much — even learn more about your credit score and finances in general.
We know getting a mortgage can feel overwhelming, and even more so when you're a first-time home buyer in University Place, WA. Give us a call to see how it applies to you. With Mr. Cooper® Agent Assurance, we'll help you find a real estate agent you click with to make your homebuying journey stress-free. Here's what you need to know in the meantime.
Conventional loans are a popular choice for University Place home buyers and are actually one of the most common mortgage options. These are loans that are not insured by the federal government. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some advantages of a conventional loan might include favorable interest terms and various term lengths.
Depending on your situation, you may want to consider another type of home loan that's available to many University Place home buyers. It's called FHA. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Reach out to Mr. Cooper today to learn about FHA loan requirements in University Place.
Only service members, veterans, and their spouses can receive a VA home loan. If you're getting ready to buy a home in University Place and are an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in University Place. Get Started
Refinance Your Home Loan in University Place with Mr. Cooper
In addition to new home loans, Mr. Cooper also offers mortgage refinancing in University Place. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. A majority of the time, the objective of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can invest more money in making memories in your University Place house!).
Similar to how there are different options for new home loans, there are also different options for refinancing. There's refinancing to get a more favorable interest rate or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home improvements or college tuition.† Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down car loans, credit card debt, or medical bills.^ The right refinance option is a phone call away. Contact Mr. Cooper in University Place to learn more about refinancing today.
Buying a Home in University Place with Mr. Cooper
Are you ready to buy a house in University Place, WA? Then you'll probably want to look into getting prequalified for a mortgage in University Place and seek professional assistance for how to buy a home in University Place. Washington's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we can help you estimate how much house you can afford. Then, we can help you get prequalified to buy a home in University Place. For help getting connected to a real estate agent, you can trust the Mr. Cooper® Agent Assurance program. Last but not least, Mr. Cooper can help you secure a home loan that aligns with your financial situation and furthers your journey toward home ownership. Think of Mr. Cooper as your ally, from home search to closing on your loan.
Contact Mr. Cooper Customer Service for Help in University Place, WA
We remain dedicated to serving you as your partner in the homeownership journey. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Send an email, call, sign in to our secure online messaging service, or message us through a social media channel like Facebook. You can even send us a letter. Contacting Mr. Cooper is a breeze, whether you need to complete a transfer of ownership, check out refinancing options, ask a question, or become a successor in interest for a Mr. Cooper loan.
RightMove Resources for Mr. Cooper Clients
Mr. Cooper really is your one-stop shop for the University Place home buying journey. Our Agent Assurance program makes sure you connect with a local agent you trust. StreetSmarts makes sure you know about the latest listings, so you don’t have to worry about missing out on your perfect match. We turn little hiccups into wins, too. If you don’t close on time, our Close On Time Guarantee means we’ll pay your first month's mortgage payment (principal and interest).* We'll even pay for a local move of up to 50 miles when you use Mr. Cooper for your next home loan.**
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.