What to Know When Buying a House in Spokane, WA
Buying a home can be as exhilarating as it is stressful — particularly when you're new to the process and are a first-time home buyer in Spokane, WA. Mr. Cooper is here to help you learn everything you need to know. We'll give you the information you need to approach the whole process with confidence, from prequalification to financing and closing. Pulling from their years of experience and training in the home buying industry, our mortgage professionals will give you the right information, at the right time. You'll figure out what questions to ask and when, such as, "how many offers has the seller received so far?" and, "how long has this house been for sale?" Call Mr. Cooper to start your home buying journey. We'll get you set up with a trusted agent who will help you every step of the way. We call it the Mr. Cooper Agent Assurance program.
We'll prepare you for becoming a homeowner by helping you calculate how much house you can comfortably buy in Spokane. Next, we'll take you through the process of prequalifying for a mortgage, which can help you look more attractive to a potential seller. When it comes to buying a home in Spokane, mortgage prequalification is one of the best things you can do. It shows sellers that you're serious and that a mortgage lender believes you're a reliable candidate for a home loan. It will also provide you with a quality estimate of how much you can spend on a new home. Lastly, we'll help you choose and apply for a home loan, secure your loan, and walk you through the process until closing day. Then on closing day, you could get $300-$8,000 in cashback** when you work with a Mr. Cooper Agent Assurance real estate agent! Make buying a home in Spokane easier. Put Mr. Cooper in your corner.
What to Know When Selling a House in Spokane, WA
Similar to buying a house, selling a house in Spokane, WA can feel both rewarding and stressful — but for different reasons. Sellers have to overcome unique obstacles. Mr. Cooper understands every bit of those difficulties and can help you have your best home selling experience.
Take, for example, the challenge of finding a new home while trying to sell your current one. The home inventory in Spokane can be limited, with changes in property happening by the day. It might feel like you can't wait for the right house to pop up. Mr. Cooper understands how troubling this can be and can share some solutions for taking the stress out of selling your house. Other obstacles are harder to grasp, like any unrealized assumptions you have about your home's final sale price, or the emotional tie you have with your home. Don't forget — you still have to pack for your move!
At Mr. Cooper, we have professional resources and team members to help you overcome obstacles AND reduce the amount you spend on real estate commissions and closing costs. The sellers who work with us receive in-depth marketing and sales service at an exceptional value. Ask about Mr. Cooper's Agent Assurance program in Spokane to see how it could help you save time and money as a homebuyer or seller in Spokane!
What to Know If You’re in Escrow with Mr. Cooper
Escrow period is a phrase you'll hear used throughout the homeownership journey, whether you're a home buyer or a seller. During an escrow period, a third party holds money (or something else of value) in an account until a transaction between a seller and buyer is finished. The escrow process can be used for all kinds of business dealings, but we focus on how it applies to real estate. If you're the home buyer, you usually agree to put a percentage of the property price into escrow. If you're the home seller, you agree to take the home off the market while it's "in escrow" so it can be inspected.
Once you're a homeowner and enjoying living in your home, escrow takes on a slightly different meaning. Your escrow account holds money that your mortgage servicer sets aside to pay your insurance premiums and property taxes. The account makes it so that you don't have to worry about keeping track of or saving for those expenses. Connect with one of our dedicated customer service agents to learn about your Mr. Cooper escrow account or former Nationstar escrow account. We're here to support you, whether you're buying or settling in. See things differently with Mr. Cooper.
Mr. Cooper Offers More Than Home Loans in Spokane
In Spokane, Mr. Cooper is a great home buying and selling ally to have in your back pocket. We'll give you the information, service, and support you want to make confident moves toward your best financial future. We can even educate you on credit scores and reports and show you how to build up your score to improve your financing options. Improving credit can be as straightforward as monitoring and resolving credit errors, paying bills early, and reducing your total debt. Many credit mistakes occur when people aren’t paying attention or taking action. We believe that with a little knowledge, you can be different. You can choose to act. Check your credit score, work hard to improve it, and pat yourself on the back when you prequalify for a home loan. You can be ready to buy or sell your home even sooner when you have Mr. Cooper as a resource.
**Cashback bonuses are issued by Realogy after a customer closes a transaction using an Agent Assurance Agent. The amount depends on the property sale/purchase price and range from $300 for properties under $99,999 and $8,000 for properties $3 million and over. See full terms and conditions below.