What to Know Before Buying a Home in Sequim, WA

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Exploring Sequim, WA From North to South

Strongly considering a home purchase in Sequim? Smart move! You picked a lively city with an ideal amount of parks, businesses, and educational opportunities, and we're here to help make your house hunt, purchase, and move more streamlined. We serve 3.8 million customers across the country and know the Sequim housing market well.

Sequim is growing by the day, which means Sequim homes don't always come cheap. Ongoing cultural expansion and economic growth have helped to beckon entrepreneurs, retirees, and new graduates to the Sequim area, but so much change also means a strain on housing options, school capacities, and city roads. Despite this, Sequim and its nearby areas still offer a wide range of home types and prices. You can find single-family homes, condos, townhomes, and (ideally) your dream home! When buying a home in Sequim, consider how near or far away the home is from the places you visit most. If you can, test drive your route to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Discovering different parts of Sequim will help you see how the northern part differs from the southern part, where to find Sequim's most popular attractions, and what the neighborhoods are like.

You're ready to buy a house in Sequim, but is your bank account? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe in keeping the dream of homeownership alive and work to make every stage of the journey more enjoyable and less worrisome. You don't even have to stick with your decision to buy a house in Sequim. We serve first-time homeowners and experienced homeowners alike. Read through the following steps to help you see if you're in a good financial position to buy a house in Sequim.

Before anything else, calculate how much house you can afford. This will help determine the price range for your Sequim house hunt. Next, jot down your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). No need to have an exact amount. While everyone's situation is different, an online search for Sequim averages will usually give you some solid estimates. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Now, figure out what a realistic down payment would be for you. Putting at least 20% down will increase your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). Even so, the minimum down payment requirements depend on the type of loan. Here's where it can help to get prequalified for a mortgage. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, consider your credit profile. Lenders place a high importance on credit history when looking at your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and who doesn't want more choices in life?

Move Up and Out: Buying Your Dream House in Sequim, WA

Moving remains one of the biggest stressors, despite being a practically universal experience. But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Sequim. Contact Mr. Cooper as you get ready to buy a house in Sequim. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Mr. Cooper Customer Reviews for Sequim, WA

Take it from these Mr. Cooper home buyers and sellers in Sequim, WA: We love helping homeowners. Call now to see how we can serve you.

Buying or selling a house in Sequim? Mr. Cooper makes it easier.

Mr. Cooper works to save buyers and sellers money at every stage of their journey, from real estate commissions to closing costs.