Meet Mr. Cooper in Sammamish, WA
Mr. Cooper is the kind of Washington home loan company that prioritizes people, not stacks of paperwork. But you might not have always known us by the name, "Mr. Cooper." In August 2017, we re-branded as Mr. Cooper. Before that, you may have known us as Nationstar Mortgage in Washington. This move went beyond a basic name change. We adjusted our business for the better. First, we eliminated all online transaction fees. We even revamped the customer experience and added more services so you get great support whether you're looking to buy, shop, or simply enjoy your current home. Then and now, we're here to serve you.
Why Choose Mr. Cooper Mortgages in Sammamish, WA?
Let's make your home ownership dreams a reality. As one of the nation's largest home loan servicers, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Sammamish can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Sammamish can help you do so much — even learn more about your credit score and finances in general.
We know getting a mortgage can feel overwhelming, particularly when you're a first-time home buyer in Sammamish, WA. Give us a call to see how it applies to you. With Mr. Cooper® Agent Assurance, we'll help you find a real estate agent you click with to make your homebuying journey stress-free. Here's what you need to know in the meantime.
Conventional loans are one of the most common and popular mortgage options for home buyers in Sammamish. These loans are not federally insured. Some advantages of a conventional loan could include favorable interest terms and various term lengths.
As a Sammamish home buyer, you might be eligible for FHA financing, another type of home loan. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Learn more about FHA loan requirements in Sammamish with Mr. Cooper.
Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a home in Sammamish as an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Sammamish. Get Started
Refinance Your Home Loan in Sammamish with Mr. Cooper
Besides new home loans, Mr. Cooper also provides mortgage refinancing in Sammamish. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. A majority of the time, the objective of refinancing is to get a lower interest rate and reduce your monthly payment (so you can invest more money in making memories in your Sammamish house!).
Like new home loans, there are a couple of different ways to refinance. For one, you can refinance for a more favorable loan term or interest rate. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for college tuition or home improvements. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ Whatever your situation, Mr. Cooper in Sammamish can help you learn more about refinancing and choose the right refinance option.
Buying a Home in Sammamish with Mr. Cooper
Are you ready to buy a house in Sammamish, WA? Then you may want to start by seeking professional guidance for how to buy a house in Sammamish and get preapproved for a mortgage in Sammamish. Washington's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First off, we can help you calculate how much house you can buy. Then, we can help you get pre-approved to buy a home in Sammamish. We can also help you get connected with a real estate agent through the Mr. Cooper® Agent Assurance program. Lastly, Mr. Cooper can help you secure a home loan that aligns with your financial situation and accelerates your home ownership journey. From open house to closing day, Mr. Cooper is your ally.
Need Help? Contact Mr. Cooper Customer Service in Sammamish, WA
We remain dedicated to serving you as your partner in the homeownership journey. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Send an email, call, sign in to our secure online messaging service, or message us through a social media channel like Facebook. You can even send us a letter. Connecting with Mr. Cooper is simple, whether you need to notify us that you've been awarded property through a divorce, make a payment, learn about refinancing, or ask a quick question.
RightMove Resources for Mr. Cooper Clients
Mr. Cooper really is your one-stop shop for the Sammamish home buying journey. Our Agent Assurance program pairs you with a local Sammamish agent you feel good about. StreetSmarts makes sure you know about the latest listings, so you don’t have to worry about missing out on your perfect match. And on the off chance you don’t close on time, the Mr. Cooper Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* Use Mr. Cooper for your next home loan and we’ll even pay for a local move of up to 50 miles.**
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.