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Why Choose Mr. Cooper in Richland, WA?

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Meet Mr. Cooper in Richland, WA

We're a Washington home loan company that puts people first, not piles of paperwork. As our business has evolved over the years, our company name has, too. We officially became "Mr. Cooper" in late 2017. Before that, you may have known us as Nationstar Mortgage in Washington. The change was more than a simple name change. We adjusted our business for the better. For one, we put customer service operations back on U.S. soil and ended online transaction fees for on-time payments. We even revamped the customer experience and added special services to help you out whether you're looking to buy, sell, or simply enjoy your current home. Then and now, we're here to serve you.

Why Choose Mr. Cooper Mortgages in Richland, WA?

Ready to make your home ownership dreams come true? Let's do it. As the nation's third-largest home loan servicer, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Richland can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Richland can help you do so much — even learn more about your credit score and finances in general.

We know that getting a mortgage can be complicated, and even more so when you're a first-time home buyer in Richland, WA. Give us a call to see how it applies to you. Here's what you need to know in the meantime.

Conventional loans are one of the most common and popular mortgage options for home buyers in Richland. The federal government does not insure these loans. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. Some benefits of a conventional loan may include favorable interest terms and various term lengths.

FHA is another home loan type that may be available to you as a Richland home buyer. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Ask Mr. Cooper about FHA loan requirements in Richland today. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Richland. Get Started

VA home loans are only available to service members, veterans, and their spouses. If you're getting ready to buy a home in Richland and are a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Richland.

Refinance Your Home Loan in Richland with Mr. Cooper

Mr. Cooper offers mortgage refinancing in Richland in addition to new home loans. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan may have a shorter loan term, a better interest rate, or both. Most of the time, the objective of refinancing is to obtain a lower interest rate and reduce your monthly payment (so you can spend more money on making memories and building a life in your Richland home!).

Like new home loans, there are a couple of different ways to refinance. One option is to refinance to get a better interest or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home improvements or college tuition.† This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ Mr. Cooper in Richland can help you learn more about refinancing and choose the right refinance option for your situation.

Buying or Selling a Home in Richland with Mr. Cooper

Getting ready to buy a home in Richland, WA? Then you'll probably want to look into getting prequalified for a mortgage in Richland and seek professional assistance for how to buy a home in Richland. The real estate market in Washington is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First, we can help you estimate how much house you can afford. Next, we can help you prequalify for a mortgage in Richland and recommend you to our affiliate to locate a good real estate agent near you.* Last but not least, Mr. Cooper can help you secure a home loan that meets your financial needs and accelerates your home ownership journey. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Preparing to sell a home in Richland, WA? Mr. Cooper can help you there, too. We understand the difficulties that come with selling a home in Richland, particularly if it's your first time doing it. As a seller, you'll get comprehensive marketing and sales service at an exceptional value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about the Mr. Cooper Real Estate Rewards program in Richland to learn more.

Mr. Cooper is here to be your advocate on your homeowner journey. Call today for more information about applying for a home loan, refinancing an existing loan, or buying or selling a home in Richland. We're your ally.

Turn to Mr. Cooper Customer Service in Richland, WA

We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. That means you can reach out to Mr. Cooper customer service when and how you want. Call, sign in to our secure online message center, send an email, message us on our social media channels or send us a letter in the mail. Contacting Mr. Cooper is a breeze, whether you need to complete a transfer of ownership, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question. Our customer support team is 100% U.S.-based and 100% ready to help keep your vision for homeownership alive.

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We're here to support you on the path to home ownership.

Welcome to the world of Mr. Cooper, a place with no online transaction fees, quality U.S.-based customer service, and a cutting-edge mobile app that gives you more of what you want.