Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Compare Port Angeles, WA Home Loans

For all your Port Angeles home loan needs, call Mr. Cooper. We're your purchase and refinance partner in Washington.

Busy? Have us call you back. Call Me Back

More Information

Getting the Home Loan in Port Angeles, WA That's Best for You

Homes aren't one size fits all structures. Neither are home loans in Port Angeles. Securing the correct fit for your needs requires some loan-to-loan comparisons! That's where Mr. Cooper comes in. Our goal is to turn the homeownership journey into something that's less difficult and more enjoyable, beginning with the mortgage loan process. We encourage you to continue reading for basic information about finding a home loan, but also reach out to Mr. Cooper professional with any mortgage questions you might have.

As you start looking for loans, check your credit and try your best to get it in tip-top shape. A not-so-great credit score could mean you are presented with a higher interest rate on your loan. On the other hand, a strong credit score can help you negotiate your best rate with a potential lender. Your credit score, finances, and and the timeframe you're looking to move can all impact the type of home loan that fits your needs. So, what loans can you pick from?

What Home Loan Options Do I Have in Port Angeles, WA?

You may have options when it comes to Port Angeles home loans: conventional loans, FHA loans, FHA streamline loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), and high balance conforming loans. A conventional loan may be the perfect option for you if your income and employment history are stable, your credit is healthy, and you're going to make a down payment of at least 3% depending on your situation.

VA loans and FHA loans are both classified as government loans. Credit and income requirements are often different than conventional loans. Also, active-duty service members, veterans and surviving spouses may be eligible to apply for VA new home loans. Which home loan is right for you? A trained loan officer can help you compare loans and plan your next steps, depending on where you are on your journey.

Begin in Port Angeles, WA with a Preapproval Letter

Secure a Verified Approval Letter from the lender before you start going to Open Houses in Port Angeles to show that you're a serious buyer. A Verified Approval Letter shows that your lender has looked at all of your finances and communicated about how much you can buy. It can also speed up with the real estate agent and seller because they know you can buy the home. Call the mortgage team at Mr. Cooper today to discuss everything from your Verified Approval letter to your credit and loan options. It could be the perfect season for you to buy a new house in Port Angeles. See how we can help you navigate your next home-buying experience!

Mr. Cooper Reviews for Port Angeles, WA

Read reviews from actual Mr. Cooper home mortgage customers in Port Angeles, WA.

Overall Rating

out of 5 stars ( customer reviews)

We're changing the face of home loans.

With Mr. Cooper, you can get pre-approved for a mortgage and get into a new home sooner.