Mr. Cooper Serves Olympia, WA

Busy? Have us call you back. Call Me Back

More Information

Mr. Cooper Mortgages in Olympia, WA

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Olympia can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Olympia — including learning more about finances in general and learning about your credit score.

We know getting a mortgage can feel overwhelming, and even more so when you're a first-time home buyer in Olympia, WA. Call a Mr. Cooper mortgage professional for one-on-one guidance. Here's what you need to know in the meantime.

Conventional loans are one of the most common and popular mortgage options for home buyers in Olympia. The federal government does not insure these loans. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. A couple of key benefits of a conventional loan might include various term lengths and favorable interest rates.

As a Olympia home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Ask Mr. Cooper about FHA loan requirements in Olympia today.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a house in Olympia and you're an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Olympia. Get Started

Refinance Your Home Loan in Olympia with Mr. Cooper

Mr. Cooper offers mortgage refinancing in Olympia in addition to new home loans. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. A majority of the time, the purpose of refinancing is to get a lower interest rate and reduce your monthly payment (so you can invest more money in making memories in your Olympia house!).

There are a few different ways you can refinance your home loan. For one, you can refinance for a more favorable loan term or interest rate. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home remodeling or higher education. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down credit card debt, medical bills, or auto loans.^ The right refinance option is a phone call away. Contact Mr. Cooper in Olympia to learn more about refinancing today.

Buying or Selling a Home in Olympia with Mr. Cooper

Are you ready to buy a house in Olympia, WA? Then you'll probably want to look into getting prequalified for a mortgage in Olympia and seek professional assistance for how to buy a home in Olympia. The real estate market in Washington is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First off, we can help you calculate how much house you can afford to buy. Next, we can help you prequalify for a mortgage in Olympia and introduce you to our affiliate to find a dependable real estate agent.* Finally, Mr. Cooper can help you secure a home loan that meets your financial needs and advances your dream of being a homeowner. From open house to closing day, Mr. Cooper is your ally.

Are you researching how to sell a house in Olympia, WA? Mr. Cooper has your back there, too. We know the challenges that come with selling a home in Olympia, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll get in-depth marketing and sales insight at a great value. And as a buyer, you'll have access to thousands of home listings and might qualify for a Buyer's Bonus Credit at closing.** Ask about the Mr. Cooper Real Estate Rewards program in Olympia to learn more.

Mr. Cooper is here to be your advocate on your homeowner journey. Give us a call for more information about home loans, refinancing, and buying or selling a home in Olympia. We’ve got your back.

What’s Your Goal?

We're here to support you on the path to home ownership.

Get the facts about refinancing, buying or selling a home, consolidating debt, and more. Mr. Cooper is here for you.