Who Is Mr. Cooper in Normandy Park, WA?
We're a Washington home loan company that puts people first, not piles of paperwork. As our company has changed and advanced over the years, so has our name. We officially became "Mr. Cooper" in late 2017. Before that, you may have known us as Nationstar Mortgage in Washington. The switch signified more than a company name change. We changed the way we did business for the better. First, we eliminated all online transaction fees. We also enhanced the customer journey and added special services to help you out whether you're looking to buy, shop, or simply enjoy your current home. Then and now, you are our top priority.
Mr. Cooper Mortgages in Normandy Park, WA
Looking to become a homeowner? It's the perfect time to do so. As one of the nation's largest home loan servicers, Mr. Cooper is equipped to guide you through the home ownership process. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. Mr. Cooper in Normandy Park can help you do so much — even learn more about your credit score and finances in general.
We know getting a mortgage can feel overwhelming, especially if you're a first-time home buyer in Normandy Park, WA. Give us a call to see how it applies to you. With Mr. Cooper® Agent Assurance, we'll help you find a real estate agent you click with to make your homebuying journey stress-free. Until then, here's what you need to know to get started.
Conventional loans are a popular mortgage option for Normandy Park home buyers. These are loans that are not insured by the federal government. Some benefits of a conventional loan could include favorable interest terms and various term lengths.
FHA is another home loan type that may be available to you as a Normandy Park home buyer. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Ask Mr. Cooper about FHA loan requirements in Normandy Park today.
Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a home in Normandy Park as a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Normandy Park. Get Started
Refinance Your Home Loan in Normandy Park with Mr. Cooper
In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Normandy Park. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Most of the time, the goal of refinancing is to get a lower interest rate and reduce your monthly payment (so you can spend more money on making memories and building a life in your Normandy Park home!).
Like new home loans, there are a couple of different ways to refinance. There's refinancing to get a more favorable interest rate or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home remodeling or higher education. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down credit card debt, medical bills, or auto loans.^ The right refinance option is a phone call away. Contact Mr. Cooper in Normandy Park to learn more about refinancing today.
Buying a Home in Normandy Park with Mr. Cooper
Buying a house in Normandy Park, WA? Then you'll probably want to get preapproved for a home loan — along with some professional guidance for how to buy a house in Normandy Park. Despite Washington's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First, we’ll help you determine how much house you can realistically purchase. Next, we can help you get pre-approved for a mortgage in Normandy Park. If you're in need of a real estate agent, we can help get you connected through the Mr. Cooper® Agent Assurance program. Last but not least, Mr. Cooper can help you secure a home loan that meets your financial needs and advances your dream of being a homeowner. From open house to closing day, Mr. Cooper is your ally.
Contact Mr. Cooper Customer Service for Help in Normandy Park, WA
We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Send an email, call, sign in to our secure online messaging service, drop a note in one of our social media channels, or put a letter in the mail. Connecting with Mr. Cooper is simple, whether you need to let us know you've received property through a divorce, check out refinancing options, ask a question, or become a successor in interest for a Mr. Cooper loan.
RightMove Resources for Mr. Cooper Clients
We’ve covered all the bases when it comes to the Normandy Park home buying journey, so hitting a “home run” is easier than ever. Our Agent Assurance program pairs you with a local Normandy Park agent you feel good about. StreetSmarts keeps you in-the-know on the latest listings, so you don’t have to stress over missing your shot at your dream home. And if you don't close on that dream home on time, our Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* Make a local move of up to 50 miles and Mr. Cooper will even pay for your move.** That’s what we like to call friends helping friends.
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.