Get Help Buying or Selling a House in Mountlake Terrace, WA

What to Know When Buying a House in Mountlake Terrace, WA

Buying a home can be one of the most rewarding yet stressful things you ever do — and even more so when you're a first-time home buyer in Mountlake Terrace, WA. Mr. Cooper is here to help you learn everything you need to know. We'll make sure you're equipped with confidence and empowered with information about prequalification, financing options, and your home search. Our mortgage professionals pull from years of experience in the home buying business to give you the most helpful information at the right time. You'll figure out what questions to ask and when, such as, "how many offers has the seller received so far?" and, "how long has this house been for sale?" Give Mr. Cooper a call to get started.

We'll help you prepare and plan for home ownership by helping you estimate how much house you can afford in Mountlake Terrace. We'll then walk you through getting prequalified, which could help you get ahead of the game. Getting prequalified for a mortgage is incredibly important when you're trying to buy a house in Mountlake Terrace. It accomplishes two things. First, it indicates that a mortgage lender thinks you're a solid candidate for a home loan. Second, it provides you with the most accurate estimate of how much you can afford to spend on a house. Mr. Cooper can even connect you with vetted real estate agents near you.* Last but not least, we'll help you pick and apply for the right home loan, secure your loan, and support you through the process. Buying a home in Mountlake Terrace could be even easier when you have Mr. Cooper in your corner.

What If You Are in Escrow with Mr. Cooper?

What's escrow? It's a word you'll come across throughout your homeownership journey, whether you're on the buying or selling side of things. During escrow, a third-party holds money (or something else of value) in an account until a deal between a buyer and seller is finished. An escrow account can be used for all types of business dealings, but we shine the spotlight on how it applies to real estate. If you're the one buying the home, you usually agree to put a percentage of the property price into escrow. If you're the one selling, you take the home off the market during escrow so the property can be inspected.

Once you're a homeowner and enjoying living in your home, escrow takes on a slightly different meaning. Your escrow account holds money that your mortgage servicer sets aside to pay your insurance premiums and property taxes. The account helps take away the anxiety of saving for and keeping up with those expenses. Contact one of our dedicated mortgage professionals to learn about your Mr. Cooper escrow account or former Nationstar escrow account. We're here to support you, whether you're buying, selling, or just settling in. Let's get you home.

What to Know When Selling a House in Mountlake Terrace, WA

We've been there. We know that selling a house in Mountlake Terrace, WA is one part joy and one part stress. Sellers face unique challenges. Mr. Cooper has firsthand experience overcoming those obstacles and can help you enjoy a better home selling experience.

Finding a new home while trying to sell your old one is just one example. The home inventory in Mountlake Terrace can be limited, with changes in properties available happening daily. You might feel like you can't afford to wait for the perfect home to come on the market. Mr. Cooper understands how troubling this can be and can share some solutions for taking the stress out of selling your house. Other obstacles are harder to grasp, like any unrealized expectations you might have about your home's final sale price, or the emotional connection your kids have with the home. Not to mention, you still have to pack up every room!

At Mr. Cooper, our team members can connect you to the expert resources via our affiliate that you need to overcome difficulties AND lower the amount of money you spend on closing costs and real estate commissions.* Ask about the Mr. Cooper Real Estate Rewards program in Mountlake Terrace to learn more!

Mr. Cooper's Services Go Beyond Just Home Financing in Mountlake Terrace

In the Mountlake Terrace area, Mr. Cooper is a friendly home buying and seller ally to have on your side. We'll give you the information, service, and support you need to make the best financial decisions to achieve your future goals. We can even provide education around credit scores and walk you through the process of boosting your credit to expand financing options that might be available to you. Improving credit can be as straightforward as monitoring and resolving credit errors, paying bills early, and reducing your total debt. Many credit mistakes occur when people aren’t paying attention or taking action. We believe that with a little knowledge, you can be different. You can take action, check your credit, work to improve it, and get prequalified for a home loan. You can be ready to buy or sell your home even sooner when you have Mr. Cooper as a resource.