Who Is Mr. Cooper in Medina, WA?
We're a home loan company in Washington that values people over paperwork. But you might not have always known us by the name, "Mr. Cooper." In August 2017, we re-branded as Mr. Cooper. You may have previously known us as Nationstar Mortgage in Washington. It was more than a simple name change. We overhauled our business to serve you better. For one, we eliminated all online transaction fees. We also reinvigorated the customer experience and added special services to help you out whether you're buying, shopping, or just living in your home. We are here to serve you, both then and now.
Why Choose Mr. Cooper Mortgages in Medina, WA?
Let's make your home ownership dreams a reality. As one of the nation's largest home loan servicers, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Medina can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Medina — including learn more about mortgage rates, credit scores, and budgeting.
We know that getting a mortgage can be complicated, and even more so when you're a first-time home buyer in Medina, WA. Call a Mr. Cooper mortgage professional for one-on-one guidance. We'll even help you get connected with a real estate agent you trust through Mr. Cooper® Agent Assurance. In the meantime, here’s what you need to know.
Conventional loans are a popular choice for Medina home buyers and are actually one of the most common mortgage options. These loans are not federally insured. A couple of key benefits of a conventional loan may include various term lengths and favorable interest rates.
As a Medina home buyer, you might be eligible for FHA financing, another type of home loan. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Reach out to Mr. Cooper today to learn about FHA loan requirements in Medina.
VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a home in Medina as an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Medina. Get Started
Mr. Cooper Mortgage Refinancing in Medina, WA
Besides new home loans, Mr. Cooper also provides mortgage refinancing in Medina. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan could come with a shorter loan term, a more favorable interest rate, or both. A majority of the time, the purpose of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can spend more money on making memories and building a life in your Medina home!).
Like new home loans, there are a couple of different ways to refinance. For one, you can refinance for a more favorable loan term or interest rate. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home improvements or college tuition.† Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down medical bills, car loans, or credit card debt.^ Whatever your situation, Mr. Cooper in Medina can help you learn more about refinancing and choose the right refinance option.
Buying a House in Medina with Mr. Cooper
Getting ready to buy a home in Medina, WA? Then you may want to start by seeking professional guidance for how to buy a house in Medina and get preapproved for a mortgage in Medina. The real estate market in Washington is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we can help you estimate how much house you can buy. Then, we can walk you through getting pre-approved to buy a home in Medina. If you're in need of a real estate agent, we can help get you connected through the Mr. Cooper® Agent Assurance program. Finally, Mr. Cooper can help you secure a home loan that meets your financial needs and accelerates your home ownership journey. Think of Mr. Cooper as your ally, from home search to closing on your loan.
Contact Mr. Cooper Customer Service for Help in Medina, WA
We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, or message us through a social media channel like Facebook. You can even send us a letter. Getting in contact with Mr. Cooper can be easy, whether you need to notify us that you've been awarded property through a divorce, check out refinancing options, ask a question, or become a successor in interest for a Mr. Cooper loan.
RightMove Resources for Mr. Cooper Clients
We’ve covered all the bases when it comes to the Medina home buying journey, so hitting a “home run” is easier than ever. Our Agent Assurance program makes sure you connect with a local agent you trust. StreetSmarts puts the latest home listings in Medina right in your hands so you don't have to worry about missing your dream home. And on the off chance you don’t close on time, the Mr. Cooper Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* We'll even pay for a local move of up to 50 miles when you use Mr. Cooper for your next home loan.**
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.