What to Know Before Buying a Home in Longview, WA

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Understanding the Longview, WA Housing Landscape

Strongly considering a home purchase in Longview? Congratulations! You selected a vibrant city with a great balance of educational opportunities, businesses, and parks, and we're here to help make your home purchase and move a little easier. We support 3.8 million customers nationwide and know the Longview housing market well.

Longview's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Ongoing cultural expansion and economic growth have helped to beckon retirees, new businesses, and young families to the Longview area, but so much change also means more traffic, more competition, and a need for more schools. Despite this, Longview and its nearby areas still offer a wide range of home styles and prices. You can find duplexes, single-family homes, townhomes, condos, and (fingers-crossed) your perfect home! When buying a home in Longview, double check that you're factoring in the home's distance from your daily activities. If possible, test drive your route to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Traveling around Longview will also give you an idea of why homes in west Longview are priced differently than homes in east Longview, what the neighborhoods are like, and where to find Longview's hottest attractions.

Are you financially prepared to buy a house in Longview? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe in keeping the dream of homeownership alive and work to make the journey less worrisome and more rewarding every step of the way. You could choose to buy a home in Washington or elsewhere. We work with first-time homeowners and experienced homeowners alike. Walk through the following steps to help you determine if you're financially ready to buy a home in Longview.

First, estimate how much house you can afford. This will help you set a price range while house shopping in Longview. After that, jot down your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). It's okay if these numbers are educated guesses. Everyone's situation will differ, but a quick online search for average expenses in Longview will usually point you in the right direction. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Next, figure out what a realistic down payment would be for you. Putting at least 20% down will increase your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). That said, the minimum down payment requirements depend on the type of loan. This is where getting prequalified for a mortgage comes in handy. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, consider your credit profile. Credit history is an important part of your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and more options are always good!

Make Your Move: Buy a Home in Longview, WA

Moving remains one of the biggest stressors, despite being a practically universal experience. But when you get to live in a stellar city like Longview, moving doesn't seem so challenging. Contact Mr. Cooper as you prepare to buy a house in Longview. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

Longview, WA Mr. Cooper Customer Reviews

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