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Find a Home Loan in Lake Stevens, WA

Ready to buy a house in Lake Stevens but stumped on where to start? Start with Mr. Cooper and a little help finding the right home loan for you.

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Finding Your Fit, Finding Your Lake Stevens Home Loan

Houses aren't one size fits all. The same can be said for home loans in Washington. Getting the best fit for you may require some comparison shopping! Mr. Cooper can help! Our goal is to keep the dream of homeownership alive starting with the loan process. We encourage you to read on for basic information about selecting a mortgage loan, but also contact a Mr. Cooper mortgage expert with questions about your situation.

Check your credit before you start applying for loans and try your best to get it in tip-top shape. A low credit score might mean you are presented with a higher interest rate on your loan. On the flip side, a strong credit score can help you secure a better rate with your potential lender. Your credit strength, finances, and and the timeframe you're looking to move can all influence the type of home loan that fits your needs. So, what loans can you pick from?

What Home Loan Options Do I Have in Lake Stevens, WA?

You may have options when it comes to Lake Stevens home loans: conventional loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), VA loans, FHA loans, and FHA streamline loans. A conventional loan could be a great route for you if you're ready to make a down payment of at least 3% (depending on your situation), your credit is healthy, and your income and employment history are stable.

VA and FHA loans fall into the government loan category. Credit and income requirements are usually a little more laid-back than conventional loans. Also, active-duty service members, veterans and surviving spouses may be eligible to apply for VA new home loans. Which one of these home loans is a good fit for you? A professional Mr. Cooper loan officer can help you get to know your options and what comes next, depending on where you are on your journey.

Begin in Lake Stevens, WA with a Preapproval Letter

Get a Verified Approval Letter from your lender before you begin looking for houses in Lake Stevens to show that you're serious about buying a home. A Verified Approval Letter is evidence that the lender has reviewed your finances and has given you an estimate of how much you can buy. It can also show with the real estate agent and seller because they know you can buy the home. Call the mortgage team at Mr. Cooper today to chat about everything from your Verified Approval letter to your credit and loan options. Now could be the perfect time for you to buy a house in Lake Stevens. Call now to get the super-smart help you want!

Mr. Cooper Reviews from Real Customers in Lake Stevens, WA

Read real stories from real Mr. Cooper home mortgage customers in Lake Stevens, WA. Then contact us to see what we can do for you.

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