Buying a House in Lacey, WA Is Easier with Mr. Cooper
Buying a home can be one of the most satisfying yet challenging things you do in life — particularly when you're new to the process and are a first-time home buyer in Lacey, WA. Mr. Cooper is here to help you learn everything you need to know. We'll give you the information you need to approach the whole process with confidence, from prequalification to financing and closing. Our mortgage professionals have years of experience buying homes, and they know how to customize information to fit your situation. You'll learn what to ask and when, such as, "how many offers has the seller received so far?" and, "how long has this house been for sale?" Call Mr. Cooper to start your home buying journey. With the Mr. Cooper® Agent Assurance program, we'll help you find an agent you trust and who will give you step-by-step guidance through the entire process.
We'll help you prepare and plan for home ownership by helping you estimate how much house you can afford in Lacey. We'll then walk you through getting prequalified, which could help you get ahead of the game. Mortgage prequalification is one of the most important things you can do when buying a house in Lacey. It shows that a mortgage lender believes you are a good candidate for a home loan, and you'll end up with an estimate of how much you can afford to spend on your new home. Lastly, we'll help you choose and apply for a home loan, secure your loan, and walk you through the process until closing day. Then on closing day, you could get $300-$8,000 in cashback** when you work with a Mr. Cooper Agent Assurance real estate agent! With Mr. Cooper in your corner, you can make buying a home in Lacey easier.
Sell Your House in Lacey, WA with Mr. Cooper's Help
Similar to buying a house, selling a house in Lacey, WA can feel both rewarding and stressful — but for different reasons. Sellers face roadblocks that no one else does. Mr. Cooper understands every bit of those difficulties and can help you have your best home selling experience.
Finding a new home while trying to sell your old one is just one example. There are only so many homes to choose from around Lacey, and inventory is always changing. You want to wait for the right home but might not feel like you can afford to. Mr. Cooper understands this challenge and can equip you with resources to make the sale of your home less stressful. Other obstacles are less concrete, like any unrealized assumptions you have about your home's final sale price, or the emotional tie you have with your home. Not to mention, you still have to plan your move!
At Mr. Cooper, we have professional team members and resources to help you take on tough challenges AND save money on real estate commissions and closing costs. The sellers who work with us receive in-depth marketing and sales service at an exceptional value. Ask about Mr. Cooper's Agent Assurance program in Lacey to see how it could help you save time and money as a homebuyer or seller in Lacey!
What to Know If You’re in Escrow with Mr. Cooper
What's an escrow period? It's a phrase you'll come across throughout your homeownership journey, whether you're on the buying or selling side of things. Escrow period is when a third party holds on to something of value, typically money, in a certain account until a transaction between a seller and buyer is finalized. Escrow accounts are used for many types of business handlings, but we shine the spotlight on how it applies to the world of real estate. As a home buyer, you usually agree to put a percentage of the property price into escrow. If you're the one selling, you take the home off the market during the escrow period so the property can be inspected.
Escrow carries a different meaning once you're in your home and enjoying it day in and day out. Your escrow account holds money that your mortgage servicer sets aside to pay your insurance premiums and property taxes. The account makes it so that you don't have to worry about keeping track of or saving for those expenses. Reach out to a customer service agent today to chat about your former Nationstar escrow account or current Mr. Cooper escrow account. We're here to support you, whether you're packing, unpacking, or putting up your feet. See things differently with Mr. Cooper.
Mr. Cooper is More Than a Home Lender in Lacey
In Lacey, Mr. Cooper is the ally you want to help you along the way when buying or selling a home. We'll give you the support, service, and information you need to make the right financial decisions to accomplish your goals. We can even educate you on credit scores and reports and show you how to build up your score to improve your financing options. Boosting credit can be as straightforward as paying bills before they're due, monitoring and resolving credit errors, and reducing your overall debt. Credit mistakes often happen when people don't take action or aren't paying attention. We believe that with a little knowledge, you can be different. You can choose to act. Check your credit score, work hard to improve it, and pat yourself on the back when you prequalify for a home loan. With Mr. Cooper as your trusted resource, you can be ready to sell or buy your home even sooner.
**Cashback bonuses are issued by Realogy after a customer closes a transaction using an Agent Assurance Agent. The amount depends on the property sale/purchase price and range from $300 for properties under $99,999 and $8,000 for properties $3 million and over. See full terms and conditions below.