Contact Mr. Cooper in Kent, WA

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Why Choose Mr. Cooper Mortgages in Kent, WA?

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is equipped to guide you through the home ownership process. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. There’s a lot you can do with Mr. Cooper in Kent — including learning more about finances in general and learning about your credit score.

We know getting a mortgage can feel overwhelming, and even more so when you're a first-time home buyer in Kent, WA. Give us a call to see how it applies to you. Until then, here's what you need to know to get started.

Conventional loans are a popular choice for Kent home buyers and are actually one of the most common mortgage options. These are loans that are not insured by the federal government. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. A couple of key benefits of a conventional loan might include favorable interest terms and various term lengths.

Depending on your situation, you may want to consider another type of home loan that's available to many Kent home buyers. It's called FHA. FHA loans, or Federal Housing Administration loans, are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Reach out to Mr. Cooper today to learn about FHA loan requirements in Kent.

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a house in Kent and you're a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Kent. Get Started

Mr. Cooper Mortgage Refinancing in Kent

Mr. Cooper offers mortgage refinancing in Kent in addition to new home loans. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Generally speaking, the objective of refinancing is to obtain a lower interest rate and reduce your monthly payment (so you can spend more money on making memories and building a life in your Kent home!).

There are a few different ways you can refinance your home loan. There's refinancing to get a more favorable interest rate or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home improvements or college tuition.† Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down medical bills, car loans, or credit card debt.^ Mr. Cooper in Kent can help you learn more about refinancing and choose the right refinance option for your situation.

Selling or Buying a House in Kent with Mr. Cooper

Getting ready to buy a home in Kent, WA? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Kent. The real estate market in Washington is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we can help you estimate how much house you can afford. Then, we can help you get prequalified to buy a home in Kent and connect you with our affiliate to find a reliable real estate agent.* Lastly, Mr. Cooper can help you get a home loan that satisfies your financial needs and accelerates your home ownership journey. From open house to closing day, Mr. Cooper is your ally.

Selling a house in Kent, WA? Mr. Cooper has your back there, too. We know the challenges that come with selling a home in Kent, particularly if it's your first time doing it. As a seller, you'll get in-depth marketing and sales insight at an exceptional value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about our Kent Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Call today for more information about refinancing, home loans, and selling or buying a house in Kent. We are here for you.

Mr. Cooper Reviews for Kent, WA

Take it from these Mr. Cooper customers in Kent, WA. We love helping homeowners. Call now to see how we can serve you.

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