What to Know Before Buying a Home in Kennewick, WA

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Understanding the Kennewick, WA Housing Landscape

Thinking about buying a home in Kennewick? Great idea! You picked a lively city with a great balance of educational opportunities, businesses, and parks, and we're here to help make your home purchase and move a little easier. We service 3.8 million customers from coast to coast and have the inside scoop on Kennewick's housing scene.

Kennewick is growing by the day, which means Kennewick homes don't always come cheap. Continued economic growth and cultural expansion have helped to beckon young families, new businesses, and retirees to the Kennewick area, but so much change also means a strain on housing options, school capacities, and city roads. Even so, Kennewick and the surrounding areas still offer a variety of homes in price and amenities. You can find single-family homes, condos, townhomes, and (hopefully) your dream house! When buying a home in Kennewick, double check that you're factoring in the home's distance from your daily activities. If you can, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your house's location will affect everything, from your morning routine to how you spend your evenings. Discovering different parts of Kennewick will help you see how the northern part differs from the southern part, what the communities are like, and where to find Kennewick's coolest attractions.

Are your finances in the right place to buy a home in Kennewick? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe in keeping the dream of homeownership alive and try our best to make the journey easier and more rewarding. It doesn't matter whether you want to buy a home in Washington or somewhere else entirely. We help new and experienced homeowners alike. Walk through the following steps to help you determine if you're financially ready to buy a home in Kennewick.

Before anything else, calculate how much house you can afford. This will help you narrow your search when house hunting in Kennewick. Then, jot down your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). You don't need an exact amount for these expenses. While everyone's situation is different, an online search for Kennewick averages will usually give you some solid estimates. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Now, figure out what a realistic down payment would be for you. Placing a minimum of 20% down can increase your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). That said, the required down payment will depend on the type of loan you get. At this stage, getting prequalified for a loan can be extremely helpful. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, consider your credit profile. Credit history is an important part of your mortgage application. You may be presented with more mortgage options if you have healthy credit— and options are always a good thing!

It's Go Time! Buy a House in Kennewick, WA

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But moving feels more rewarding when you get to live in a place like Kennewick. Contact Mr. Cooper as you prepare to buy a house in Kennewick. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

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